FWD Online The largest Online Insurance Platform in Hong Kong⁺

• Build wealth and protect your loved ones with a combination of savings and life insurance protection^#.
• Lock in guaranteed returns of up to 4.4% p.a.^# with Fast Fortune Insurance Plan and receive 113.7%^# of your total premiums paid^# as guaranteed maturity benefit after 3 years.
• Enjoy 70% off the first-year premium of the term life insurance plan.
• Limited-time offer. Maximum 2 applications per customer.

• Lock in a 3-year guaranteed return of up to 4%^# p.a. 
• Pay your premiums by prepay or annual pay option, enjoy exclusive rapid guaranteed wealth growth
• Combination of savings (100% guaranteed) and life protection in one plan
• Easy and fast online application

• Full cover^# for a series of hospitalisation and surgical expenses, up to HK$16.5 million per Policy Year and without Lifetime Benefit Limit
• 6 types of deductible^# options: The higher the deductible^#, the lower the premium
• Deductible to be waived for designated crises^#, relieving the financial burden of treatment

• Worldwide^# full coverage^# for a wide range of hospitalisation and surgical expenses
• Family Booster for Child Option (Optional Benefit)^#: 1 medical plan covers 2 generations with no medical underwriting required and no limit on the number of Covered Children
• Innovative cash benefits to give you extra financial support
• Extra rewards for staying healthy with no claims premium discount^# up to 30%

• Annual Benefit Limit of HKD520,000 per Policy Year
• Guaranteed Renewable to Age 100 (attained age) of Insured Person
• No claims premium discount up to 15% on Renewal premiums

• No health underwriting^#
• Continued coverage for Pre-existing Conditions^#
• Enhanced benefits when using designated medical network

• Affordable medical protection for everyone, with daily premium being less than HK$3#
• [Innovative concept] 3 benefit levels based on geographical region and choice of public or private hospitals, balancing budget needs and cross border medical access
• [Innovative optional benefit] Choose the level “Connect” to let your parents enjoy health coverage without any health underwriting
• Multiple cash benefits to ease financial burdens

• 8 convenient outpatient services across Hong Kong, Designated Mainland GBA Cities^# and Macau
• Cover General Practitioner Face-to-face and Online Consultation with Medicine Delivery^#
• [First in market^#] With Family Plan, 1 Policy can cover 3 generations
• No health underwriting and medical examination are required

• Regardless of any claims made, up to 108% refund of Total Premium Paid^# at maturity
• Daily Hospital Cash up to HK$2,000
• Not only hospitalization, out-patient consultation and Chinese Medicine are also covered^#
• Additional daily hospital cash benefit for the designated scenarios

• Fully cover a series of hospitalisation and surgical expenses in the Standard Ward Room only for a lower premium
• Annual Limit up to HK$4 million to suit your medical protection needs without lifetime limit
• Extra supports on designated illnesses and several cash benefits

• Medical coverage for all Covered Cancers
• Lifetime coverage
• Coverage during uncertainty

• Build wealth and protect your loved ones with a combination of savings and life insurance protection^#.
• Lock in guaranteed returns of up to 4.4% p.a.^# with Fast Fortune Insurance Plan and receive 113.7%^# of your total premiums paid^# as guaranteed maturity benefit after 3 years.
• Enjoy 70% off the first-year premium of the term life insurance plan.
• Limited-time offer. Maximum 2 applications per customer.

• [Unique-in-market**] Total amount payable up to HK$24 million^# (300% of total sum insured)
• Uplift sum insured without underwriting^# for milestones such as buying a property, getting married and giving birth, etc.
• 1 year premium wavier for unemployment

• Up to HK$25,000 for cancellation of journey and change of travel date [for any reason]
• Cover popular sports such as [skiing, scuba-diving and hiking] etc., inclusive of related sporting equipment
• Cover for the loss of personal effects or baggage such as [mobile phone and laptop] etc.

• Land ambulance service arrangement from GBA to HK
• Cash allowance for every three-hour delay of high-speed rail, up to a total of HK$900
• Premium discounts of up to 15% when travelling with a group

• Build wealth and protect your loved ones with a combination of savings and life insurance protection^#.
• Lock in guaranteed returns of up to 4.4% p.a.^# with Fast Fortune Insurance Plan and receive 113.7%^# of your total premiums paid^# as guaranteed maturity benefit after 3 years.
• Enjoy 70% off the first-year premium of the term life insurance plan.
• Limited-time offer. Maximum 2 applications per customer.

Taking out medical and critical illness insurances together, for expanding health safety net, and enjoying extra discounts!

Get 4 protections in 1 application with a better deal. *

• Protect you against personal liability claims of up to HK$5,000,000
• Household Contents cover up to a limit as high as HK$500,000
• Easy HomeCare Insurance covers accidental loss or damage arising from fire, flood, typhoon, explosion theft, etc.

• Personal liability sum insured up to HK$5,000,000
• Landlords can extend their buildings cover against external damages
• Valuables are covered up to HK$1,000,000 per year

• A premium discount if opt for 2 years Plan
• No waiting period will be applied
• Change of domestic helper at no extra premium