Full medical coverage for all covered cancers.
Customer can enjoy a FWD x MIRROR Exclusive Card upon successful online application of any individual insurance product (except Personal Accident Insurance) through FWD Online Insurance Platform. Exclusive Card consists of 12 styles, image for reference only. Please refer to the campaign page for more details.
The decision to be equipped to take on cancer medical insurance shouldn’t be a tough one. That is why we’ve created a medical coverage plan that leaves little or even no gaps in the treatment for cancer at different life stages. Getting married, raising children, buying a flat etc. are all important milestones in life. If you are unfortunately suffering from cancer, the cost of cancer treatments or targeted therapies could be difficult to afford and the financial and psychological pressures may even affect your life plans. If you have a family history of cancer, it is better to purchase cancer medical insurance early. FWD’s CANsurance Cancer Protection Plan offer flexible medical solutions for you to enjoy life with protection and your CANsurance policy, and can be converted to a designated full medical plan under designated conditions.
FWD’s cancer medical insurance provides comprehensive coverage that includes diagnosis, monitoring, surgery, cancer treatment and medication expenses for all levels of covered cancer¹ including carcinoma-in-situ.
FWD’s cancer medical insurance provides comprehensive coverage that includes diagnosis, monitoring, surgery, cancer treatment and medication expenses for all levels of covered cancer¹ including carcinoma-in-situ.
Get up to HK$1.5 million for all Covered Cancers¹ which can be renewed without providing health evidence until age next birthday 100
Get up to HK$1.5 million for all Covered Cancers¹ which can be renewed without providing health evidence until age next birthday 100
Get temporary medical cover up to 6-month during job changes without extra cost
Get temporary medical cover up to 6-month during job changes without extra cost
We have enlisted a range of health care professionals as well as practical services to support you towards recovery journey
We have enlisted a range of health care professionals as well as practical services to support you towards recovery journey
Simply answer 2 health-related questions online to apply
Simply answer 2 health-related questions online to apply
CANsurance Cancer Protection Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) ("FWD"). This eCommerce platform is operated by FWD Financial Limited ("FWD Financial"). FWD Financial is an appointed and licensed insurance agency of FWD.
Reasonable and Customary² charges will be reimbursed according to the Schedule of Benefit
Economy
HK$1,500,000
HK$500,000
Asia⁵
Standard Ward Room⁶
19 to 55
Guaranteed yearly renewable⁷ to age 100 (age next birthday)
This platform offers Monthly premium payment mode
Policy holder can contact FWD Customer Service to amend premium payment mode after policy is effective
HK$500 Daily Hospital Cash for Hospitalisation
Subject to the following limits:
HK$500 Chinese medicine practitioner consultation
including acupuncture treatments or prescribed Chinese medicines
Subject to the following limits:
HK$500 Physiotherapist consultation
including acupuncture and chiropractic services)/ Occupational Therapy / Speech Therapy
Subject to the following limits:
HK$500 Dietician consultation
Subject to the following limits:
HK$1,000 Psychological Counselling for Insured and/ or immediate family members (per visit)
Subject to the following limits:
HK$1,000 Post-Hospitalisation Home Nursing (per day)
Subject to the following limits:
HK$300 Transportation Fee Subsidy (per day)
Subject to the following limits:
HK$5,000 Medical Appliances
HK$10,000 Compassionate Death Benefit
Job Changer Benefit⁸ – 3 times per policy
You may apply to enjoy a 6 months’ temporary coverage under a designated full medical reimbursement plan with a simple health declaration and without additional charges if you or the Insured change full time permanent job
Special Event Benefit⁹ – Once per policy
You may apply to waive premium of CANsurance Cancer Protection Plan policy for 1 year if you become involuntarily unemployed, wish to pursue further full time education or undertake a working holiday
Extended Grace Period Benefit¹⁰ – Once per policy
You may apply for an extension of grace period of up to 1 year (“Extended Grace Period”) (including the usual 30-day grace period) if you get married or become parent
Convertibility Option¹¹ – Once per policy
You may apply to convert the policy to a designated full medical reimbursement plan while CANsurance Cancer Protection Plan is in force without providing further health evidence
For full details of benefit items, please refer to the product brochure.
Except Compassionate Death Benefit, CANsurance Cancer Protection Plan does not cover any Covered Cancer1 resulting directly or indirectly from or in respect of any of the following:
If the Insured commits suicide (whether sane or insane at that time) within 13 calendar months from the Policy Date, FWD will refund all premiums that FWD has received without interest, less any Policy benefits that FWD has paid and any amounts owed to FWD.
Please refer to the Policy Provisions for the services provided by International SOS.
CANsurance Cancer Protection Plan is an insurance policy issued by FWD. The application of this insurance product and all benefits payable under your policy are subject to the credit risk of FWD. You will bear the default risk in the event that FWD is unable to satisfy its financial obligations under the insurance contract.
The application of this insurance product with the policy currency denominated in a foreign currency is subject to that foreign currency’s exchange rate and currency risk. The foreign currency may be subject to the relevant regulatory bodies’ control (for example, exchange restrictions). If your home currency is different from the policy currency, please note that any exchange rate fluctuation between your home currency and the policy currency of this insurance product will have a direct impact on the amount of premium required and the value of benefit(s) to be received. For instance, if the policy currency of the insurance product depreciates substantially against your home currency, there is a negative impact on the benefits you receive from the product. If the policy currency of the insurance product appreciates substantially against your home currency, your burden of the premium payment is increased.
The cost of living in the future may be higher than now due to the effects of inflation. Therefore, the benefits under CANsurance may not be sufficient for the increasing protection needs in the future even if FWD fulfils all of its contractual obligations.
The premium is non-guaranteed and will be determined annually based on the age of the Insured on his or her next birthday at the time of renewal. The premium may increase significantly due to factors including but not limited to age, claims experience and policy persistency.
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For more details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
Please make sure you are eligible for this product before applying. Each insured can only be insured by one (1) policy of the Plan.
If you wish to have more comprehensive coverage, you may consider choosing vCANsurance Medical Plan (a VHIS Certified Plan, Certification Number: F00051) that offers broader benefit coverage and higher benefit limits. FWD is a VHIS provider with registration number 00036.
Cancer insurance can give you financial support when you are diagnosed with cancer, reducing the burden of medical expenses such as cancer treatment and drugs, and grasp the best time for treatment in time.
This cancer insurance covers includes diagnosis, monitoring, surgery, treatment and medication expenses for different stages of Covered Cancers (including carcinoma-in-situ) . Covered Cancer refers to the first symptoms that occur no earlier than 90 days after the policy date or the date of the last reinstatement whichever is later) and are confirmed by a specialist as meeting the definition of cancer or carcinoma-in-situ.
Everyone. With advanced medical technology, cancer treatment is no longer limited to curing diseases, but also includes health consultation and rehabilitation support. If you are looking for a comprehensive and affordable cancer protection plan to satisfy your medical needs, you can consider FWD’s CANsurance Cancer Protection Plan.
Yes, anyone of any age has the chance to contract with cancer, the earlier you enroll in the policy, the sooner you will be covered. You can purchase FWD’s CANsurance Cancer Protection Plan at age of 19 (age next birthday).
Company’s medical insurance in general only provides outpatient, life protection and hospitalization coverage. Once diagnosed with a critical illness, general company’s medical insurance may not be able to fully cover the medical expenses. FWD's CANsurance Cancer Protection Plan reimburses the eligible expenses of cancer treatment in order to ease the financial burden.
FWD's MyCover Critical Illness Plan mainly covers cancer, heart attack and stroke by paying a lump sum cash compensation upon diagnosis, and you can also upgrade the plan for an additional 59 critical illness coverage. On the other hand, CANsurance Cancer Protection Plan covers the treatment expenses of different stages of cancer, including carcinoma-in-situ and malignant tumors, etc., from diagnosis, inspection, surgery, treatment and drug.
This cancer insurance does not require the insured to undergo a medical check-up or submit a health certificate prior to purchase. You only need to answer 2 simple health questions to apply it online.
The issue age for this cancer insurance is 19-55 years old (age next birthday).
This cancer insurance is limited to standard ward room, which refers to a room type in a hospital that is of a quality below a Standard Semi-Private Room.
This cancer insurance has a cooling-off period and the applicant has the right to cancel the policy within 21 calendar days. For policy surrender, please refer to the product brochure.
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