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Limited Combo Offer | Enjoy HK's No.1 High Interest Rate^ Exclusively！
Saving & Critical Illness Insurance Combo
Combining savings and critical illness protection to help you save for your dreams while protecting your health.
Gender
Smoking status
By clicking "Buy now", you confirm having read and understood the below product brochures, product provisions and risk disclosure.
(1) The premium payor must be the policy applicant. Third party payment is not accepted.
(2) The maximum notional amount per insured via online application for Fast Fortune Insurance Plan is US$68,123.
It is IMPORTANT to note that if you have (a) applied for; and/or (b) are currently insured under (i) Fast Fortune Insurance Plan, (ii) Easy Fortune series or (iii) Easy WealthPlus series, your maximum notional amount for your current application under the Fast Fortunate Insurance Plan may be less than USD 68,123.
This is because the aggregate maximum notional amount across the (i) Fast Fortune Insurance Plan, (ii) Easy Fortune series; and (iii) Easy WealthPlus series per insured cannot exceed USD 70,000. Please refer to the relevant product brochure for further details.
Under the “Savings & Term Critical Illness Insurance Combo” offer, the minimum sum insured for MyCover Plus is HK$500,000, applicable to all issue ages.
The above two products can be purchased separately on FWD online insurance platform. Terms and conditions apply. All premiums are calculated on standard rates, and this quote is for reference only. The actual premium to be paid includes an insurance levy, which we’re obliged to collect for the Insurance Authority. Before proceeding, please confirm you understand this product’s features and that it fits your need(s) and affordability.
Important Reminder:
The “Savings & Term Critical Illness Combo” offer is only applicable when the (1) designated Short-Term Savings Insurance Plan and (2) designated Term Critical Illness Insurance Plan are successfully applied for and maintained concurrently. Please keep both policies in full force and effect during the first three policy years to be eligible for the Promotional Discounts. Otherwise, FWD Life reserves the right to cease applying the Promotional Discounts or apply a lower discount rate, which may result in a reduction in the relevant policy value, policy benefits and/or amounts payable. The term critical illness insurance plan is designed to provide critical illness protection. Policyholders should keep the policy in force according to their protection needs in order to continue enjoying the coverage provided under the plan.
Beyond the Competition#
Savings & Term Critical Illness Insurance Combo
Save for your dreams while protecting your health.
Savings Insurance
Fast Fortune Insurance Plan(“Fast Fortune”)
HK's No.1 High Interest Rate^
guaranteed return of up to 5% p.a. **
Term Critical Illness Insurance
MyCover Plus
Beyond Industry Standards
Referencing the Hong Kong Federation of Insurers (HKFI) Standardized Critical Illness Definitions (version 2026), we compare them against FWD's policy definitions and adopt the more favorable definition in the event of any difference, ensuring the best possible outcome for our customers
1
Global stock market volatility intensifies
In a volatile market environment, the value of assets such as stocks can fluctuate significantly.
Concerned that investment returns may not meet your expectations amidst market uncertainties……
Fast Fortune Insurance Plan lets you lock in guaranteed returns for 3 years, helping you grow your wealth with confidence through 100% guaranteed value.
2
Critical Illnesses Are More Common Than You Think
Chance of developing cancer before age 751:
Worried that a critical illness could suddenly drain the wealth you've worked hard to build……
If you are unfortunately diagnosed with a critical illness, MyCover Plus offers a lump-sum cash benefit of HK$500,000, helping to fill protection gaps and providing financial support for you and your family
“Savings & Term Critical Illness Insurance Combo” Coverage Summary
Lock in a 3-year guaranteed return of up to 5% p.a.**
Guaranteed maturity return equivalent to 115.7%** of Total premium amount paid3
Prepay your premiums to enjoy exclusive rapid guaranteed wealth growth
Combination of savings (100% guaranteed) and critical illness protection in one plan
The above 2 products are underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) ("FWD Life/ FWD/We"). This eCommerce Platform is operated by FWD Financial Limited ("FWD Financial"). FWD Financial is an appointed and licensed insurance agency of FWD Life.
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
Please make sure you are eligible for this product before applying:
- I (and the Insured person if applicable) am a permanent HKID card holder with a Hong Kong residential address.
- Currently in Hong Kong at the time of making this application.
- I will not or have no intention to live or work outside Hong Kong or home country over 183 days in the coming 12 months.
- I am not a holder of the People’s Republic of China Resident Identity Card.
I have read and understood the related product brochures, product provisions and risk disclosure.
Note: Online applicants will be requested to visit FWD Insurance Solutions Centres under the following circumstances: 1) Collection of policy documents upon issuance of policy; 2) Cancellation of policy during the cooling-off period; 3) Change of beneficiary; or 4) Full surrender. Under specific circumstances, we may request online applicants to visit FWD Insurance Solutions Centres for identity verification.