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Car insurance

MotorSmart Plus Insurance

Get an online quote
Get an online quote
Optional Cover for Northbound Travel for Hong Kong Vehicles
Optional Cover for Northbound Travel for Hong Kong Vehicles
Cash if you're hospitalised
Cash if you're hospitalised

Want to know more?

Apply online and enjoy a premium discount with designated promo code. Terms & conditions apply. MotorSmart Plus Insurance is underwritten by Bolttech Insurance (Hong Kong) Company Limited (“bolttech Insurance”). This platform is operated by FWD Financial Limited ("FWD Financial"). FWD Financial is an appointed insurance agency of bolttech Insurance. Important Note For Customers Referred/ Redirected by Third Parties.

We care about You

This is one of our most comprehensive auto insurance plans – with generous third-party cover, daily cash if you need to be treated in hospital, and easy online quotes.

*This plan is for individual customers and can’t be bought as part of a group or business insurance plan. *Enjoy limited-time offer for online applications.


Get an online quote
Get an online quote

Give us a few basic details and we’ll work up a basic quote. We can then customise the finer details so you can buy online with immediate cover. No hassle, no paperwork.

Comprehensive cover
Comprehensive cover

We cover your liability for any damage including accidental damage to the property of third parties - up to HK$3,000,000. Conditions apply.

Cash if you're hospitalised
Cash if you're hospitalised

We cover in-patient treatment should you be taken to hospital as the result of a road accident – paying HK$200 cash per day (up to HK$2,000).

Keep your no-claims – even if you claim
Keep your no-claims – even if you claim

As long as your total claims are under HK$60,000 or 15% of the estimated car value (whichever is lower), you can keep your no-claims discount - no matter how many claims you make.

Optional Cover for Northbound Travel for Hong Kong Vehicles
Optional Cover for Northbound Travel for Hong Kong Vehicles

Top up with HZMB Cross Border Motor Insurance in Guangdong province - including Compulsory Traffic Accident Liability Insurance for Motor Vehicle and the Commercial Third Party Liability Insurance which provides 3rd party liability coverage up to RMB2,000,000. For details, please refer to the section of “Useful information” or contact Bolttech’s customer service hotline at +852 2603 9435.


Helpful notes

The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.

This product is underwritten by Bolttech Insurance (Hong Kong) Company Limited (“bolttech Insurance”). FWD Financial Limited is an appointed and licensed insurance agency of bolttech Insurance.