We all have passions we want to pursue, but haven’t had the time for. At FWD, we believe that retirement is the best time to enjoy your freedoms and indulge in your passions.
That’s why we provide retirement solutions tailored to your needs. We factor in three key aspects of retirement; managing your savings, protecting your health, and building your legacy, to give you all around support.
Enjoy premium discounts on our retirement products. Learn more
Tailor your retirement plan based on your personal needs and your life expectancy. Your plan will reflect the three key aspects of retirement; your savings, protection, and legacy.
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Manage your finances so you can focus on your passions when you retire See products
Organise your medical and critical illness protection so you don’t have to worry your health in retirement. See products
Make the most of your wealth, to give your loved ones a bright future. See products
A steady stream of monthly annuity payment
Saving on Tax
Freedom to arrange your annuity payment
Option to change the insured and the extension of policy term up to age 123 of the new insured to ensure wealth succession
Contingent Insured Arrangement option
Flexible withdrawal of annual dividends regularly or on demand
5-year premium payment term to enjoy monthly retirement income up to age 120
Extra income boost and flexible annuity payment option
Life protection benefit
Guaranteed portion of death benefit will be increased up to 150% of the sum insured
Life protection up to age 105
Death Benefit Settlement Options for flexible wealth allocation
Steady monthly income for up to 20 years or age 105
Earn more with the extra monthly annuity in addition to the guaranteed monthly annuity payment
Monthly payment paid directly to you or kept in the policy for accumulating interest
Choice of the premium amount
Options for adding booster contribution and partial surrender to withdraw from the account value are available if needed
Crediting interest automatically paid into your account annually
Total amount do not exceed the prescribed Per Disability Limit, the expenses of hospitalisation and surgery will be fully covered
Double up the protection for Covered Cancer
Renewable until age 100 at next birthday
Medical protection with savings on a limited premium payment term
Double medical protection against three common crises
No sub-limit for hospitalisation benefits and surgical benefits
Guaranteed Renewable Supreme Protection
Broadening the Safety Net to protect you against financial medical burdens
Government Regulated; Pay less in Tax and Save Money
Additional Crisis and Death Benefit within the first 15 Policy Years
Special Crisis Benefit for the insured’s newborn babies
Customised rehabilitation service will be offered if the insured is diagnosed with a Heart Attack or Stroke
Lifetime limit up to HK$100 million
Full reimbursement of hospital accommodation in a standard private room
Daily hospital cash of HK$1,500 for room or board stay below a standard private room
On-the-job cancer coverage
Full medical coverage during job change
Conversion option for full medical coverage upon retirement
Government Regulated; Pay less in Tax and Save Money
Guaranteed Renewable Core Protection up to age 100
Extra Cash Benefits
Government Regulated; Pay less in Tax and Save Money
Guaranteed Renewable Core Protection up to age 100
Easy and Simplified Application
Provide additional protection on top of basic coverage
Offer one-stop services that care for your needs
Save your premium up to 30%
Up to 700% of the Initial Sum Insured as Multiple Crises Benefit
Life Enrichment Program tailors professional rehabilitation service for different critical illnesses
Up to HK$6,000 Health Screening Benefit of your choice offered once every two Policy Years
Life protection plan with savings elements, providing financial security for loved ones
Accumulate wealth for lifetime success
Level premium throughout the premium payment term for easier financial planning
Option to change the insured and the extension of policy term up to age 123 of the new insured to ensure wealth succession
Contingent Insured Arrangement option
Flexible withdrawal of annual dividends regularly or on demand
Guaranteed portion of death benefit will be increased up to 150% of the sum insured
Life protection up to age 105
Death Benefit Settlement Options for flexible wealth allocation
Guaranteed minimum crediting interest rate for the whole policy term
Option to partially surrender to withdraw from the account value
Life protection to care for loved ones and wealth for a total peace of mind
Planning for retirement? It’s time to explore your passions as well!
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