Keep your home and family safe with our i.MRT Plan, a mortgage life insurance plan which protects you against losing your home as a result of any unforeseen events. This flexible plan has protection periods spanning from 10 to 30 years to match your mortgage term.

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Your home is a sanctuary for you and your family. Buying a home is also one of the biggest investments you will make. i.MRT Plan is tailored to protect you and your loved ones from losing your home. You can choose the years you are protected and also budget with ease, knowing that payments stay the same throughout the period.

So…what does it do?

  • You choose the years - The protection periods span 10, 15, 20, 25 and 30 years to match your mortgage term.

  • Budget with ease - Payments remain the same throughout the protection period, allowing you to manage your finances more efficiently.

  • Loved ones protected - In case of death, the insured person’s family will get a lump sum death benefit equal to the insured amount, which can be used to pay off the mortgage. The benefit can be paid in advance if death is highly probable within a year.

  • Optional disability benefit - Waiver of premium protection can be added on to the plan. If the insured person becomes totally disabled and is unable to work, further payments will be waived.

  • Convert your policy - If you are under 60 and pay off your mortgage earlier than expected, you can convert the policy to a permanent life insurance plan.

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.

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