Offering four levels of hospital cash benefits, our EasyHealth Refundable Hospital Income Plan can be applied for online so you can get protection in an easy way!


Tell me more

EasyHealth Refundable Hospital Income Plan provides you with a Daily Hospital Cash Benefit, regardless of the actual hospital expenses, for 15 years with 10 years of premium payments only. In addition, you will enjoy a refund of 102% of the actual total premium paid at maturity (i.e. end of the 15th policy year) regardless of any claims made during the benefit term. Even if you surrender the policy before the maturity date, starting from 6th policy year, you can get back a percentage of the actual premiums paid, based on the policy year from the effective date.


So…what does it do?

  • Cash Benefit - Receive a cash benefit from HK$300 to HK$1,200 per day (depending on your selected plan) when hospitalised for more than 6 consecutive hours. You have the flexibility to use the money to suit your needs, such as paying for your medical or non-medical expenses or protecting against any loss of income.

  • Affordable premium - Offering four benefit levels for you to choose from to cater to your needs, you can get additional coverage at an affordable premium from as low as HKD12 per day, and receive a Daily Hospital Cash benefit in the case of unexpected hospitalization.

  • Refund of Premium - You will enjoy a refund of 102% of the actual total premium paid at maturity (i.e. end of the 15th policy year) regardless of any claims made during the protection period. Even if you surrender the policy before maturity, starting from the 6th policy year, you can get back a percentage of actual premium paid.

But wait, there's more

  • Additional Intensive Care Unit Benefit - If you are admitted to the intensive care unit during a quarantine, an additional benefit will be payable (up to HK$1,200 per day) up to 90 days per disability.


  • Additional Infectious Disease Benefit - In case of hospitalisation due to certain diseases, additional daily hospital cash up to HK$1,200 per day will be payable up to 30 days per disability.

Disclaimer:
The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.

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