vCore Medical Plan
Good health is a key element of success in life. The Government-Certified vCore Medical Plan (“vCore”) provides you with core coverage on hospitalisation and surgical care. Pursue your life goals, without the burden of unexpected health expenses!
vCore Medical Plan is a Standard Plan certified by the Hong Kong Special Administrative Region Government under Voluntary Health Insurance Scheme (“VHIS”) and is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability).
(VHIS Plan Certification Number: S00036-01-000-02).
VHIS provider registration number is 00036
Registration effective on 28 February 2019
Guaranteed renewable core protection
With no lifetime benefit limit, vCore reimburses a wide range of hospitalisation and surgical expenses, including the rental cost of a kidney dialysis machine for use at home, up to an annual limit of HKD420,000. Also it is guaranteed renewable1 until you reach age 100 (attained age).
Covers unknown pre-existing conditions
Even if an illness, Disease or Congenital Condition2 is a Pre-existing Condition that was unknown at the time of Application, it will still be covered!
Tax savings
vCore meets Government's regulatory standards and if you are a Hong Kong taxpayer, you can claim tax deductions up to HKD8,0003 per Insured Person from the premium paid for yourself and your specified relatives annually.
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The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
Migration arrangement for existing individual indemnity hospital insurance plans’ policy owners
Eligible customers can migrate their existing designated FWD individual indemnity hospital insurance plan to designated FWD certified plans under Voluntary Health Insurance Scheme, with offers upon successful migration.
Coinsurance example
Enquiry and complaint channel & change of policy holder
Change of Policy Holder
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Policy provisions
Client can also obtain the policy provisions from your FWD financial advisor or our Service Hotline at +852 3123 3123.
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© Copyright 2021 FWD Life Insurance Company (Bermuda) Limited
(Incorporated in Bermuda with limited liability). All rights reserved.
(Incorporated in Bermuda with limited liability). All rights reserved.