vCANsurance Medical Plan
Like life itself, medical protection is best when it’s as simple as it can be. vCANsurance Medical Plan (“the Plan”), providing comprehensive yet straightforward coverage, is designed with simplicity in mind. With the Plan, you will be able to advance to the next milestone on your wonderful life journey with peace of mind.
vCANsurance Medical Plan is a Flexi Plan certified by the Hong Kong Special Administrative Region Government under the Voluntary Health Insurance Scheme (“VHIS”)
(Certification Number: F00051-01-000-01 for Standard benefit level; F00051-02-000-01 for Superior benefit level).
VHIS provider registration number is 00036
Registration effective on 28 February 2019
Worldwide full coverage with innovative reimbursement basis
Provides full coverage2 on a wide range of hospitalisation expenses5 without Annual Benefit Limit and Lifetime Benefit Limit anywhere in the world1. Introduced the innovative concept of “per Disability3 per Policy Year” claims mechanism in the Plan, enabling you to utilize your coverage by having the aggregate limits per Disability3 per Policy Year counted afresh for each Disability3 and in each Policy Year.
Covers unknown Pre-existing Conditions
Any illness, Disease or Congenital Condition that was an unknown Pre-existing Condition at the time of Application will be fully covered by the Plan starting from the 31st day of the first Policy Year. The scope of protection is extended to cover Congenital Condition(s) having manifested or been diagnosed at any Age the Insured Person attains.
Get rewards by staying healthy with your family
If you have not made any claims for 2 or more consecutive Policy Years before Renewal12, vCANsurance will offer you no claims premium discount4 of up to 15% on your next Renewal premium. If you and your loved ones haven’t made any claim for this Plan for 2 or more consecutive Policy Years immediately prior to Renewal12 (for the policies you hold as Policy Holder and your loved ones are Insured Persons), you may enjoy individual and extra no claims premium discounts4 of up to 25% on the next Renewal premium.
See all
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
Migration arrangement for existing individual indemnity hospital insurance plans’ policy owners
Eligible customers can migrate their existing designated FWD individual indemnity hospital insurance plan to designated FWD certified plans under Voluntary Health Insurance Scheme, with offers upon successful migration.
Professional health assistance services
Whenever you need information or assistance, FWD professional health assistance services6,7, including PREMIER THE ONEcierge One Team Health Management, Second Medical Opinion Services and International SOS 24-hour Worldwide Assistance Services are always here to help.
Enquiry and complaint channel
Change of Policy Holder
Remarks
See more
You might also be interested in
Get personalised advice
Can’t decide what’s best for you?
Start a live chat now
We’re available 24/7.
© Copyright 2020 FWD Life Insurance Company (Bermuda) Limited
(Incorporated in Bermuda with limited liability). All rights reserved.
(Incorporated in Bermuda with limited liability). All rights reserved.