Crisis OneMaster / Crisis OneMaster Pro

Maximum benefit amount could exceed 2080% of the Initial Sum Insured, covering 68 Major Crises (including Cancer and Heart Attack), 80 Serious Diseases and 22 Juvenile Diseases.

All covered diseases are categorised into only two groups—Cancer and Non-Cancer—each covering up to 650% of the Initial Sum Insured. This means even if you are diagnosed with a covered disease after recovering from another under the same group, you will still be protected.

If you are confined in an Intensive Care Unit for 3 or more consecutive days with the use of Invasive Life Support due to undefined/unknown diseases, we will pay 20% of the Initial Sum Insured up to HK$500,000 to alleviate your financial situation.