FWD Online The largest Online Insurance Platform in Hong Kong⁺

*Calculated based on the standard premium of a 25-year-old male who is a non-smoker; MyTerm Plus Term Life Insurance Plan: a renewable period of 10 years and a sum insured of HK$5 million; MyCover Critical Illness Plan - MyCover Plus: a renewable period of 10 years and a sum insured of HK$1 million; vPrime Medical Plan: An annual deductible option of HK$50,000; vCare Medical Plan; MyMillion Medical Plan: an annual deductible option of HK$30,000; CANsurance Cancer Protection Plan; MySafe Accident Protection Plan: with a sum insured of HK$1 million and occupation as a clerk of Governmental Departments. Healthy Plus Refundable Hospital Income Plan: Plan G. Apply online and enjoy a premium discount with designated promo code. Terms & conditions of the following products apply:

MyTerm Plus Term Life Insurance Plan; MyCover Critical Illness Plan; vPrime Medical Plan; vCare Medical Plan; MyMillion Medical Plan; CANsurance Cancer Protection Plan; MySafe Accident Protection Plan
*The premium of MyGuard All-in-1 is calculated based on the standard premium of a 20-year-old male who is a non-smoker; MyTerm Plus Term Life Insurance Plan: a renewable period of 10 years and a sum insured of HK$1 million; MyCover Critical Illness Plan - MyCover Plus: a renewable period of 10 years and a sum insured of HK$1 million; MyMillion Medical Plan: An annual deductible option of HK$30,000; MySafe Accident Protection Plan: with a sum insured of HK$500,000 and occupation as a clerk of Governmental Departments. The above four products can be purchased separately on FWD online insurance platform.
*vPrime Medical Plan won the Grand Award of "Most Innovative Product/Service Award - Voluntary Health Insurance Scheme" in Hong Kong Insurance Awards 2021 & 2022, Outstanding Award and Excellence Award from "VHIS plans series" respectively in Bloomberg Businessweek Financial Institution Awards 2021 & 2022, and one Outstanding Awards from "Health & Protection” Financial Institution Awards 2022 by Bloomberg Businessweek.
^Easy WealthPlus Endowment Plan 2 offers a guaranteed return of up to 3.51% p.a. The 8-year guaranteed return will be 4.70% p.a. after enjoying the additional first year 20.6% premium discount if you choose to pay your premiums by prepay option (paying a lump sum with 1st year premium and a prepayment amount for the 2nd year premium upon policy application) from now till 31 July 2025. Terms and conditions apply.
¹This Plan is offered for a limited period and on a limited quota basis, and its availability is at the discretion of FWD Life Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) (“FWD”). FWD reserves the right to decline applications for this Plan with a full refund of any premium paid and any insurance levy paid without interest.
**Per a comparison made by FWD in April 2025 among the term life insurances of key insurers in Hong Kong, only FWD MyTerm Plus Term Life Insurance Plan can provide a total amount payable up to HK$24 million.
^^Assuming that the Sum Insured of the Insured is HK$8 million, if the Insured dies unexpectedly due to a specified accident, FWD will pay: a) a death benefit of 100% of the total Sum Insured; plus b) Additional accidental death benefit of 100% of the total Sum Insured; plus c) Double indemnity benefit of 100% of the total Sum Insured. The total amount payable is up to 300% of the total Sum Insured, which is HK$24 million. The relevant payout must meet the specified requirement(s) and is only applicable to MyTerm Plus Term Life Insurance Plan – Superior. Please refer to the policy terms for details.
⁺⁺MyTerm Plus offers a Life Celebration Booster Option that allows to top up the coverage for the insured’s important milestones, such as marriage, the birth of child etc., on or before insured’s age 55 (age next birthday) without the requirement of evidence of insurability, helping to plan for the future. Life Celebration Booster Option subjects to FWD Life’s applicable rules and procedures, please refer to the policy provisions for details.
***Applicable to 10-years premium payment term only. Total Premiums Paid means the sum of the premiums due and paid as at the relevant date.
****Applicable to Plans A-E only, there are co-payment per visit and limitation on the no. of visits, please refer to the terms and conditions for details.
⁺ The largest online insurance platform in Hong Kong refers to the number of new business policies on online and direct sales platforms that ranks first in Hong Kong. The Insurance Authority's provisional statistics on Hong Kong's long-term insurance business from January to December 2023 only count long-term life individual insurance business, general insurance and multi-distribution channel insurance companies, and FWD makes its own assessment based on its understanding of market data. FWD will not be responsible for any errors or omissions.