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FWD Online Promotions

Besides designated products with 70% off first-year premium, you can also enjoy “Add-on Offer” and “Medial Family Offer” up 90% off first-year premium. Apply now to grab the best deal!

Terms and conditions apply. Customers have the right to purchase insurance products as standalone policies, including medical insurance products, and may choose not to bundle them with other types of insurance products.

Choose from these 15 promotions:
Offer ends on 28 Jan 2026
MyCover Critical Illness Plan
Term Critical Illness Insurance

MyCover Critical Illness Plan

Up to 80% off
First year premium | Add on Term Life Insurance at 90% off
First year premium | Add on Term Life Insurance at 90% off

Market pioneer to offer additional medical coverage on Big 3 Diseases.

Promo Code:FWDFLASH
Buy Now
Offer ends on 28 Jan 2026
MyTerm Plus
Life Insurance

MyTerm Plus

60% off
First year premium | Add-on offer for 2nd policy【Critical Illness Insurance: 90% off】
First year premium | Add-on offer for 2nd policy【Critical Illness Insurance: 90% off】

10-year fixed-premium option with upgraded coverage up to HK$8 million.

Promo Code:FWDFLASH
Buy Now
Offer ends on 28 Jan 2026
VHIS Flexi Plan – vPrime Medical Plan
Voluntary Health Insurance Scheme Flexi Plan

VHIS Flexi Plan – vPrime Medical Plan

Total 8-mo premium waiver in first 2 yrs
[Time-Limited Double Deal] Up to HK$1,000 extra premium deduction
[Time-Limited Double Deal] Up to HK$1,000 extra premium deduction

Full cover for a range of hospitalisation and surgical expenses, and the coverage of other medical costs needed for your recovery.

Promo Code:FWDFLASH
Enjoy Tax Deductions​
Offer ends on 28 Jan 2026
MyGuard All-in-1
Essential Combo

MyGuard All-in-1

90% off

4 protections in 1 application! Fit your budget, cover your needs!

Buy Now
Offer ends on 28 Jan 2026
MyMillion Medical Plan
Medical insurance

MyMillion Medical Plan

50% off
1st year premium | Family Plan at 70% off | Free body check
1st year premium | Family Plan at 70% off | Free body check

Fully cover for a range of hospitalisation and surgical expenses without sub-limit at affordable premium, suitable for most of you.

Promo Code:FWDFLASH
Buy Now
Offer ends on 28 Jan 2026
Medical & Critical Illness Insurance Combo
Essential Combo

Medical & Critical Illness Insurance Combo

Up to 90% discount on the designated combo​

Taking up both VHIS medical and critical illness insurances together, to reduce financial pressure when you fall ill!

Buy Now
Offer ends on 28 Jan 2026
Healthy Plus Refundable Hospital Income Plan
Hospital Cash Insurance

Healthy Plus Refundable Hospital Income Plan

Up to 5% discount for families

Regardless of any claims made, up to 108% refund of Total Premiums Paid at maturity!

Buy Now
Offer ends on 28 Jan 2026
GBAssure Outpatient Plan
Outpatient Insurance

GBAssure Outpatient Plan

2nd-yr 2-mo premium waiver
[Time-Limited Double Deal] Up to HK$1,000 extra premium deduction
[Time-Limited Double Deal] Up to HK$1,000 extra premium deduction

【Each visit to a network doctor costs only HK$20】8 convenient outpatient services across Hong Kong, Designated Mainland GBA Cities, and Macau. No health underwriting and medical examination are required.

Promo Code:FWDFLASH
Buy Now
Offer ends on 28 Jan 2026
CANsurance Cancer Protection Plan
Medical insurance

CANsurance Cancer Protection Plan

50% off
First year premium | Add-on offer for 2nd policy 【Term Life Insurance: 90% off】
First year premium | Add-on offer for 2nd policy 【Term Life Insurance: 90% off】

Full medical coverage for all covered cancers.

Promo Code:FWDFLASH
Buy Now​
Offer ends on 28 Jan 2026
MySafe Accident Protection Plan
Accident protection

MySafe Accident Protection Plan

30% off
First year premium | Add-on offer for 2nd policy【Term Life Insurance: 90% off】
First year premium | Add-on offer for 2nd policy【Term Life Insurance: 90% off】

An accident protection plan that offers broad coverage and deep care to help you and your family bounce back from an accident.

Promo Code:FWDFLASH
Buy Now
Offer ends on 31 Jan 2026
MyTravel Insurance
General Insurance

MyTravel Insurance

30% off
Add-on offer for 2nd policy 【Accident protection: 90% off】
Add-on offer for 2nd policy 【Accident protection: 90% off】

Covers irrecoverable charges for flight and hotel accommodation arising from trip cancellation or change of travel date for any reason(s) before departure, as well as stolen mobile phone while traveling​

Promo Code:HAPPY30
Buy Now
Offer ends on 31 Jan 2026
HomeCare Insurance
General Insurance

HomeCare Insurance

30% off

Covers your valuables up to HK$1,000,000 per year.

Promo Code:FLASH30
Buy Now
Offer ends on 31 Jan 2026
HelperCare Insurance
General Insurance

HelperCare Insurance

30% off

Employer's liability with additional medical coverage for your helper

Promo Code:FLASH30
Buy Now
Offer ends on 31 Jan 2026
Pet Care
General Insurance

Pet Care

20% off

Covering medical emergencies, third-party liabilities for your pet

Promo Code:20PET
Buy Now
Offer ends on 31 Jan 2026
MotorSmart Plus Insurance
General Insurance

MotorSmart Plus Insurance

10% off

Range of benefits for you, your vehicle and your passengers including third-party cover and hospital cash benefit

Promo Code:FMSPO10
Buy Now