1. The promotion period is from now until 28 February 2026 (both dates inclusive) (“Promotion Period”).
2. Designated promotion code: HAPPY2026
3. Eligible products/plans:
   a) MyTerm Plus Term Life Insurance Plan
   b) MyMillion Medical Plan (Family Plan)
   c) MyCover Critical Illness Plan
   d) Medical & Critical Illness Insurance Combo*
   e) MyGuard All-in-1*
4. This discount offer (the “Offer”) is organized by FWD Financial Limited (“FWD Financial”). The Offer is available on a first-come, first-served basis while stocks last, and FWD Financial reserves the right to terminate the acceptance or processing of this Offer at any time without prior notice and explanation.
5. Unless otherwise specified, the Offer cannot be used in conjunction with other promotions and/or offers.
6. FWD Life and/or FWD Financial Limited reserves its absolute discretion to withdraw or vary this Offer without further notice.
7. In case of any dispute arising from the contents of this Offer, FWD Life Insurance Company (Bermuda) Limited (“FWD Life”) and/or FWD Financial has final interpretation right on the contents of this leaflet. For any dispute, the decision of FWD Life and/or FWD Financial shall be final.

* The promo code is pre-filled by the system. Customers do not need to enter it by themselves to enjoy the above offer.