August 2014

How to enjoy a worry-free journey?

Planning for a trip to extend your summer fun? Having travel insurance in place is a must to give you a peace of mind so that you can enjoy your vacation to its fullest. When choosing a travel insurance plan, it is important to check out the coverage limit or whether there is a policy excess (i.e., the part of the loss that the insured has to bear before making a claim). Besides, are you aware of other important yet easily overlooked details? Here are some useful tips for you.

Understand the scope of protection

While travelling, many people like to engage in activities that they rarely have a chance to participate in, such as bungee jumping, rock climbing, horse riding or diving. Cycling has also becoming a popular travel trend in places like Japan or Taiwan. Cover for these leisure sports activities is something that you should not miss when choosing a travel insurance plan.

Other common situations that may cause unavoidable curtailment or extension of your trip are bad weather or flight delay. Do look for an insurance plan with coverage on extra travel expenses due to such situations. Some plans even offer flexibility to automatically extend the coverage period for free.

Also be aware of the coverage for losses caused by terrorism. Make sure you are covered for personal accident and medical-related claims resulting from an act of terrorism.



Get insured as soon as your trip is confirmed

People tend to buy travel insurance right before they set off. However, it would be smarter to get insured as soon as you have confirmed your trip. With such, you can mitigate your loss in case you were forced to cancel your trip under certain unforeseen incidents, such as serious illnesses, accidents or jury service summons.

Bear these in mind and enjoy your coming trip worry-free!

Check out what travel protection FWD is offering? Click here now.
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