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mod></url><url><loc>https://www.fwd.com.hk/zh/about-us/careers/agent/fwd-financial-planning-leads-the-industry/</loc><lastmod>2025-01-21</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hong-kong-launches-new-crisis-easygo-series-to-close-protection-gap-for-individuals-with-critical-illness-history/</loc><lastmod>2024-11-11</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-wins-eight-awards-at-hong-kong-insurance-awards-2024-with-the-most-grand-awards-in-the-corporate-categories/</loc><lastmod>2024-10-30</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/cuhkmc-fwd-pfizer-migraine-awareness/</loc><lastmod>2024-10-17</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hk-achieves-over-30-fyp-growth-in-the-first-half-of-2024/</loc><lastmod>2024-09-25</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/esdlife-and-fwd-hong-kong-join-forces-to-launch-max-health-shop/</loc><lastmod>2024-07-31</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-insurance-tops-bloomberg-businessweek-chinese-edition-financial-institutions-2024-with-most-awards-won-for-the-seventh-consecutive-year/</loc><lastmod>2024-06-24</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-online-insurance-platform-launches-easy-wealthplus-endowment-plan/</loc><lastmod>2024-06-21</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-continues-to-support-the-strive-and-rise-programme-to-inspire-students-to-plan-for-their-future/</loc><lastmod>2024-06-06</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hong-kong-employees-fuel-changes-with-every-step-for-weez-walk-2024-standing-strong-for-youth-mental-health/</loc><lastmod>2024-05-06</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hong-kong-ape-doubled-in-2023/</loc><lastmod>2024-04-05</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-launches-new-vhis-vfamily-medical-plan/</loc><lastmod>2024-03-22</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hong-kong-brings-financial-literacy-to-the-next-generation/</loc><lastmod>2024-01-22</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hong-kong-saw-robust-growth-in-q3/</loc><lastmod>2023-12-27</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/ping-an-oneconnect-bank-and-fwd-hong-kong-announce/</loc><lastmod>2023-11-22</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hong-kong-launches-life-gala-insurance-plan/</loc><lastmod>2023-11-21</lastmod></url><url><loc>https://www.fwd.com.hk/zh/about-us/careers/agent/career-seminar-in-disneyland/</loc><lastmod>2023-11-13</lastmod></url><url><loc>https://www.fwd.com.hk/zh/about-us/careers/agent/industry-achievement-award/</loc><lastmod>2023-11-13</lastmod></url><url><loc>https://www.fwd.com.hk/zh/about-us/careers/agent/recruitment-campaign/</loc><lastmod>2023-11-13</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-received-awards-in-all-digital-related-categories-at-the-hong-kong-insurance-awards/</loc><lastmod>2023-10-27</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hong-kong-launches-crisis-onemaster-series-to-support-the-healthcare-needs-of-families1-support-physical-and-mental-health-of-gen-sando-with-tailored-protections-and-services-for-the-elderly/</loc><lastmod>2023-10-20</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/club-care-launch/</loc><lastmod>2023-10-13</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-hongkong-recorded-growth/</loc><lastmod>2023-09-19</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/fwd-insurance-celebrates-10-years-of-empowering-the-community/</loc><lastmod>2023-08-29</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/ccb-and-fwd-hong-kong-officially-launch-an-innovative-bancassurance-experience/</loc><lastmod>2023-08-02</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/fwd-hong-kong-rises-to-number-four-in-the-2023-mdrt-rankings/</loc><lastmod>2023-07-27</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/bloomberg-businessweek-financial-institution-awards-2023/</loc><lastmod>2023-07-12</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/FWD-1OxCSR-Caritas-Macau-Event/</loc><lastmod>2023-07-09</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/fwd-gi-bolttech-rebranding/</loc><lastmod>2023-07-07</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2022/fwd-wellness-pass/</loc><lastmod>2023-06-21</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2020/stayhomemoment-foodpanda/</loc><lastmod>2023-06-14</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/crisis-usupporter-crisis-usupporter-pro/</loc><lastmod>2023-06-09</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/partnership-with-cuhkmc/</loc><lastmod>2023-06-08</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/bancassurance-partership-with-citic/</loc><lastmod>2023-06-08</lastmod></url><url><loc>https://www.fwd.com.hk/zh/press/2023/fwd-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>https://www.fwd.com.hk/en/press/2021/</loc><lastmod>2023-04-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/</loc><lastmod>2023-04-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/</loc><lastmod>2023-04-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-new-business-fyp-and-ape-growth-outperform-the-industry-average-in-2025/</loc><lastmod>2026-05-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-bancassurance-partnership/</loc><lastmod>2026-04-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/FWD-Hong-Kong-posts-over-90-percent-growth-in-new-business-FYP-in-the-first-three-quarters-of-2025/</loc><lastmod>2026-02-10</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-unveils-new-fwd-tower-headquarters/</loc><lastmod>2026-01-23</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/FWD-donates-HKD10-million-to-support-emergency-assistance-and-recovery-efforts-following-the-recent-tragic-fire-at-Wang-Fuk-Court/</loc><lastmod>2025-11-29</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-the-most-awarded-insurer-at-HK-Insurance-Award-2025/</loc><lastmod>2025-10-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-commits-330000-sq-ft-at-taikoo-place/</loc><lastmod>2025-08-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-launches-one-and-all-medical-insurance-plan/</loc><lastmod>2025-08-18</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-launches-indexed-universal-life-insurance-plan/</loc><lastmod>2025-08-07</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-awarded-insurance-company-of-the-year/</loc><lastmod>2025-07-02</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-joins-forces-with-roche-diagnostics-and-HKSH/</loc><lastmod>2025-06-23</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-forms-strategic-partnership-with-new-frontier-group/</loc><lastmod>2025-06-02</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-launches-cross-border-medical-vantage/</loc><lastmod>2025-05-20</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-forms-partnerships-to-promote-youth-mental-health/</loc><lastmod>2025-04-08</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-outperforming-industry-average/</loc><lastmod>2025-02-18</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-and-bank-sinopac-sign-bancassurance-partnership-agreement/</loc><lastmod>2025-01-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/about-us/careers/agent/fwd-financial-planning-leads-the-industry/</loc><lastmod>2025-01-20</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-launches-new-crisis-easygo-series-to-close-protection-gap-for-individuals-with-critical-illness-history/</loc><lastmod>2024-11-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-wins-eight-awards-at-hong-kong-insurance-awards-2024-with-the-most-grand-awards-in-the-corporate-categories/</loc><lastmod>2024-10-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/cuhkmc-fwd-pfizer-migraine-awareness/</loc><lastmod>2024-10-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hk-achieves-over-30-fyp-growth-in-the-first-half-of-2024/</loc><lastmod>2024-09-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/esdlife-and-fwd-hong-kong-join-forces-to-launch-max-health-shop/</loc><lastmod>2024-07-31</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-insurance-tops-bloomberg-businessweek-chinese-edition-financial-institutions-2024-with-most-awards-won-for-the-seventh-consecutive-year/</loc><lastmod>2024-06-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-online-insurance-platform-launches-easy-wealthplus-endowment-plan/</loc><lastmod>2024-06-21</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-continues-to-support-the-strive-and-rise-programme-to-inspire-students-to-plan-for-their-future/</loc><lastmod>2024-06-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-employees-fuel-changes-with-every-step-for-weez-walk-2024-standing-strong-for-youth-mental-health/</loc><lastmod>2024-05-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-ape-doubled-in-2023/</loc><lastmod>2024-04-05</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-launches-new-vhis-vfamily-medical-plan/</loc><lastmod>2024-03-22</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-brings-financial-literacy-to-the-next-generation/</loc><lastmod>2024-01-22</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-saw-robust-growth-in-q3/</loc><lastmod>2023-12-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/ping-an-oneconnect-bank-and-fwd-hong-kong-announce/</loc><lastmod>2023-11-22</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-launches-life-gala-insurance-plan/</loc><lastmod>2023-11-21</lastmod></url><url><loc>https://www.fwd.com.hk/en/about-us/careers/agent/career-seminar-in-disneyland/</loc><lastmod>2023-11-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/about-us/careers/agent/industry-achievement-award/</loc><lastmod>2023-11-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/about-us/careers/agent/recruitment-campaign/</loc><lastmod>2023-11-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-received-awards-in-all-digital-related-categories-at-the-hong-kong-insurance-awards/</loc><lastmod>2023-10-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hong-kong-launches-crisis-onemaster-series-to-support-the-healthcare-needs-of-families1-support-physical-and-mental-health-of-gen-sando-with-tailored-protections-and-services-for-the-elderly/</loc><lastmod>2023-10-20</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/club-care-launch/</loc><lastmod>2023-10-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-hongkong-recorded-growth/</loc><lastmod>2023-09-19</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/fwd-insurance-celebrates-10-years-of-empowering-the-community/</loc><lastmod>2023-08-29</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/ccb-and-fwd-hong-kong-officially-launch-an-innovative-bancassurance-experience/</loc><lastmod>2023-08-02</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/fwd-hong-kong-rises-to-number-four-in-the-2023-mdrt-rankings/</loc><lastmod>2023-07-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/bloomberg-businessweek-financial-institution-awards-2023/</loc><lastmod>2023-07-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/fwd-gi-bolttech-rebranding/</loc><lastmod>2023-07-10</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/FWD-1OxCSR-Caritas-Macau-Event/</loc><lastmod>2023-07-09</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/bancassurance-partership-with-citic/</loc><lastmod>2023-07-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/fwd-wellness-pass/</loc><lastmod>2023-06-21</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/crisis-usupporter-crisis-usupporter-pro/</loc><lastmod>2023-06-09</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/partnership-with-cuhkmc/</loc><lastmod>2023-06-08</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/fwd-hk-1ox-launch/</loc><lastmod>2023-06-08</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/gba-survey-study/</loc><lastmod>2023-05-04</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/bancassurance-partnership-with-ccba/</loc><lastmod>2023-05-04</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/project-m-launch-event/</loc><lastmod>2023-05-04</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/becandle---post-event/</loc><lastmod>2023-02-18</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2023/bancassurance-partnership-with-bocom/</loc><lastmod>2023-02-18</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/mind-strength/</loc><lastmod>2023-01-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/ja-sparkthedream/</loc><lastmod>2023-01-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/becandle/</loc><lastmod>2023-01-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/ai-discovery/</loc><lastmod>2023-01-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/vtheone/</loc><lastmod>2022-12-19</lastmod></url><url><loc>https://www.fwd.com.hk/en/about-us/careers/agent/fwd-annual-awards-presentation/</loc><lastmod>2022-12-19</lastmod></url><url><loc>https://www.fwd.com.hk/en/about-us/careers/agent/how-to-be-a-winner-in-turbulent-times/</loc><lastmod>2022-12-19</lastmod></url><url><loc>https://www.fwd.com.hk/en/about-us/careers/agent/2020-fwd-mdrt-day/</loc><lastmod>2022-12-19</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/championsday/</loc><lastmod>2022-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/house1881lease/</loc><lastmod>2022-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/gbasurvey/</loc><lastmod>2022-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/hctogetherweserve/</loc><lastmod>2022-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/npm2019-results/</loc><lastmod>2022-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/2018results/</loc><lastmod>2022-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/npm2019/</loc><lastmod>2022-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/house1881opening/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/house1881csr/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/hktvmall/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/journey-deferred-annuity-plan/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/hkfi-awards/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/ghibli-experience-in-house-1881/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/fwd-csr-tour-to-ghibli-exhibition/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/bloomberg-businessweek-financial-institution-awards-2019/</loc><lastmod>2022-12-16</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2019/acquire-metlife-hong-kong/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-launches-revolutionary-critical-illness-insurance-life-impact-reliever/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-launches-new-claims-pay-out-services/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/mental-health-protection-plan-snow-suen/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-icbc-asia/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-launches-mindplus-critical-illness-protection/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-team-asia-successfully-completed-the-fwd-north-pole-marathon-2018/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-and-special-olympics-announce-long-term-partnership/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/digital-tools-for-mental-health/</loc><lastmod>2022-12-15</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-hong-kong-achieves-another-year-of-strong-growth-in-2017/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-group-announces-the-appointment-of-managing-director-of-greater-china/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-group-announces-the-appointment-of-ken-lau/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-expands-insurance-solutions-centres-in-sheung-wan-to-street-level/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-celebrates-second-year-as-title-sponsor-of-fwd-north-pole-marathon/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-celebrates-as-biggest-insurance-winner-at-bloomberg-bfi-awards-2018/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-celebrates-5th-anniversary/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-becomes-first-hk-insurer-honoured-at-the-shenzhen-hong-kong-fintech-awards/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2018/fwd-max-limitless-challenge-2018/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-to-make-major-investment-in-insurtech/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/the-fwd-team-returns-from-the-north-pole-marathon/</loc><lastmod>2022-12-14</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-won-a-suite-of-prestigious-insurance-awards/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-team-achieves-remarkable-results-in-fwd-north-pole-marathon-2017/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-supports-premier-league-asia-trophy-2017-in-hong-kong/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-partners-with-pan-asian-hospital-networks/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-launches-cansurance-series-catering-to-the-working-population/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-hong-kong-launches-fwd-max-experiential-platform/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-hong-kong-achieves-record-annual-results/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-group-extends-support-as-official-partner-for-clockenflaps-10th-anniversary/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-group-completes-acquisition-of-aig-fuji-life-insurance-company/</loc><lastmod>2022-12-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-becomes-platinum-sponsor-of-the-fia-formula-e-hong-kong-e-prix-for-second-year-in-a-row/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-announces-title-sponsorship-of-fwd-north-pole-marathon-2017/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2017/fwd-and-hong-chi-set-up-the-live-up-adulthood-transitional-support-programme/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-launches-its-first-online-medical-insurance-plan/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-launches-hong-kong-first-retail-travel-insurance-card-at-7-eleven/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-launched-this-is-how-insurance-works-today-campaign/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-is-ready-to-help-people-make-the-impossible-possible/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-holds-the-realize-your-goals-today-win-a-prize-online-lucky-draw/</loc><lastmod>2022-12-12</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/aig-agrees-to-sell-japan-life-insurance-business-to-fwd-group/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-sees-strong-growth-in-2015/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-revolutionary-app-drives-car-insurance-into-a-new-era/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-nurtures-digital-talent-with-google-squared-programme/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-macau-celebrates-the-opening-of-new-headquarters-in-the-thriving-commercial-district/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-launches-the-wait-free-surprises-campaign/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-hk-opens-a-new-insurance-solutions-centre-in-kwai-fong/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-hk-launches-monthly-contribution-savie-insurance-plan/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-group-to-enter-vietnam/</loc><lastmod>2022-12-06</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-group-enters-singapore-insurance-market/</loc><lastmod>2022-12-05</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-challenges-the-insurance-industry/</loc><lastmod>2022-12-05</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-announces-platinum-sponsorship-of-the-first-fia-formula-e-hong-kong-eprix/</loc><lastmod>2022-12-05</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2016/fwd-and-sun-life-announce-distribution-agreement-for-hong-kong-retirement-services/</loc><lastmod>2022-12-05</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/fwd-vprime-upgrades/</loc><lastmod>2022-11-29</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/fwd-covid-19-community-support/</loc><lastmod>2022-11-29</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/vaccine-benefit-extension/</loc><lastmod>2022-11-29</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/fwd-first-nft-collection/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/cmb-wing-lung-macau-partnership/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/bloomberg-fia-2022/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/ncb-x-fwd-hk-partnership/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2022/hong-kong-insurance-awards-2022/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/copy-of-hong-chi-dishwashing/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/copy-of-vaccination/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/launch-of-crisis-xdefender-series/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/instant-claims-service-hospitalisation/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/instant-claims-service/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/hkia-2021/</loc><lastmod>2022-11-28</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/fwd-care-recovery-plan/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/bloomberg-fia-2021/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/fwd-one-stop-digital-platform/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/roving-truck/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/pop-up-store/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/mycover/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2021/max-lucky-draw/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/vprime-vhis/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-north-pole-marathon-deferred/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-launches-exhibition-celebrating-the-story-of-hong-kong/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-group-supports-insurance-bill/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-extends-non-face-to-face-application/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-enabling-applications-without-face-to-face-meetings/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/retirefun-qdap/</loc><lastmod>2022-11-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/metlife-acquisition/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/hkshcpd/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/house-1881-art-exhibition/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/hksh/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/gba-survey-announcement/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-launches-multiple-benefits-for-coronavirus/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-wins-five-awards-at-hong-kong-insurance-awards-2020/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-shines-at-bloomberg-businessweek/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-launches-vcansurance-vhis-medical-plan/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-drgo-umh-collaboration/</loc><lastmod>2022-11-25</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-hong-kong-earns-host-of-prestigious-awards-for-focus-on-community-engagement/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/stayhomemoment-hkt/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/stayhomemoment-foodpanda/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/north-pole-marathon-2020/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/fwd-donates-anti-epidemic-supplies-to-charities/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/extend-grace-period/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/celebrate-living-tvc/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/press/2020/cash-up/</loc><lastmod>2022-11-24</lastmod></url><url><loc>https://www.fwd.com.hk/en/business/employee-benefits/</loc><lastmod>2025-12-03</lastmod></url><url><loc>https://www.fwd.com.hk/en/fwd-care/fwd-care-recovery-plan/</loc><lastmod>2026-03-31</lastmod></url><url><loc>https://www.fwd.com.hk/en/regulatory-disclosures/</loc><lastmod>2026-03-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/regulatory-disclosures/indexed-universal-life-crediting-interest-rate-philosophy/</loc><lastmod>2026-03-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/regulatory-disclosures/dividend-bonus-declaration-philosophy/</loc><lastmod>2026-03-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/regulatory-disclosures/crediting-interest-rate-philosophy/</loc><lastmod>2026-03-30</lastmod></url><url><loc>https://www.fwd.com.hk/en/regulatory-disclosures/pbc-duty/</loc><lastmod>2026-03-27</lastmod></url><url><loc>https://www.fwd.com.hk/en/vhis/</loc><lastmod>2026-03-04</lastmod></url><url><loc>https://www.fwd.com.hk/en/echealthcare/</loc><lastmod>2026-01-13</lastmod></url><url><loc>https://www.fwd.com.hk/en/privacy-policy/fwd-life-insurance-company/</loc><lastmod>2026-01-09</lastmod></url><url><loc>https://www.fwd.com.hk/en/privacy-policy/fwd-financial-limited/</loc><lastmod>2026-01-05</lastmod></url><url><loc>https://www.fwd.com.hk/en/privacy-policy/fwd-financial-planning-limited/</loc><lastmod>2025-12-17</lastmod></url><url><loc>https://www.fwd.com.hk/en/business/employee-benefits/flexi-benefit-plan/</loc><lastmod>2025-12-03</lastmod></url><url><loc>https://www.fwd.com.hk/en/business/employee-benefits/caring-employee-benefit-insurance-plan/</loc><lastmod>2025-12-03</lastmod></url><url><loc>https://www.fwd.com.hk/en/business/employee-benefits/group-medical-insurance/</loc><lastmod>2025-12-03</lastmod></url><url><loc>https://www.fwd.com.hk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