Easy Pet Care Insurance offers two major benefits: medical coverage and third-party liability at a fixed premium of just HK$2 per day¹
We know that many people view their pet as part of the family, and they care about the well-being of their pets. But we also know that not all pet insurance is affordable. So we designed Easy Pet Care Insurance to offer the two main coverages you need at a competitive price.
Unlike traditional pet insurance which charges a premium according to the pet’s breed and age, we offer a fixed premium to all eligible pets² - regardless of their age or breed.
Unlike traditional pet insurance which charges a premium according to the pet’s breed and age, we offer a fixed premium to all eligible pets² - regardless of their age or breed.
This is a simple, straight-forward plan that offers the two main types of cover you need: medical coverage and third-party liability.
This is a simple, straight-forward plan that offers the two main types of cover you need: medical coverage and third-party liability.
This online application asks just a few questions, meaning you can apply and get insurance coverage in as fast as 5 minutes.
This online application asks just a few questions, meaning you can apply and get insurance coverage in as fast as 5 minutes.
Standalone plan
We cover cats and dogs (except listed dangerous dogs³) from 6 months to 8 years old
1 year
A fixed premium for all eligible pets
Annually⁴
30 days from the Policy Effective Date
Maximum Limit:
Maximum Limit:
The product information in this website is a summary of the product features of the Easy Pet Care Insurance policy for your reference only and does not contain the full terms and conditions and exclusions of the policy. For the full terms and conditions and exclusions, please refer to the policy provisions of the plan. You should not purchase the plan solely based on the information on this website.
This product is underwritten by FWD General Insurance Company Limited ("FWD GI/FWD/We"), which is authorized and regulated by the Insurance Authority of Hong Kong SAR. This eCommerce Platform is operated by FWD Financial Limited ("FWD Financial"). FWD Financial, is an appointed and licensed insurance agency of FWD GI, and is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) for distribution of general insurance products in the Hong Kong SAR.
This product is only available to Hong Kong residents only.
Please make sure you are eligible for this product before applying:
If you’re looking for more coverage, simply contact us and we’ll get back to you with more information.
Buy online to enjoy a special offer. Terms & conditions apply:
Premium Promotion Terms and Conditions
Pet Care Gift Pack Promotion Terms and Conditions
Pet insurance mainly covers the expenses incurred by the pet owner due to sickness, injury or third party liability compensation of the pet on a reimbursement basis. It helps provide financial support to the pet owner.
The benefit items and premium range of pet insurance (including cat insurance and dog insurance) in the market vary. This plan covers 2 major benefits which are medical coverage and third party liability. The plan has a fixed, affordable premium.
Yes, it is common for pet insurance to include a waiting period. For this plan, a 30-day waiting period from the Policy Effective Date shall be applied for Medical Coverage. No waiting period will be applied for Third Party Liability.
Yes.
For Medical Coverage, a coinsurance amount equivalent to 20% of each claim shall be borne by the Policyholder.
For Third Party Liability, a deductible amount equivalent to HK$10,000 or 10% of the loss (whichever is greater) for each loss shall be borne by the Policyholder.
No. Pre-existing Condition is not covered under this plan. And Pre-existing conditions means any Illness, physical condition (e.g. any physical defects or infirmities), degenerative process, which existed prior to the Policy Effective Date in regards to the Insured Pet, which presented to signs or symptoms whether or not the Policyholder is aware.
Yes. The Insured Pet must be 6 months to 8 years old at the time of policy effective date (same as the application date of this plan).
No. This plan only covers cats and dogs.
Except for any known dangerous dog, fighting dog, or large dog within the meaning of the Dangerous Dogs Regulation (Cap. 167D) of the laws of Hong Kong, all breeds of cats and dogs are eligible for this plan.
Yes. The Insured Pet must be microchipped, and the microchip number has to be provided at the time of claim.
For insured dogs, the microchip must be implanted prior to applying for this plan. For insured cats, the microchip must be implanted prior to the expiry of the Waiting Period.
No. Similar to other pet insurance plans in the market, the plan does not cover body-check services of the Insured Pet.
No. This plan is non-renewable.
To file a claim please click here for further details.
Let us help you.