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FWD x MIRROR
Exclusive Card
Exclusive Card
Just for You
You should have learnt a lot of health tips from MIRROR. While you are staying healthy and enjoying life, you should understand your protection needs and prepare a comprehensive protection plan beforehand. Customer can enjoy a FWD x MIRROR Exclusive Card for free upon successful application of any individual insurance product (except Personal Accident Insurance) through FWD Online Insurance Platform during the designated period. The Exclusive Card will have your name and online policy number printed. Just for your and don’t miss it!
Select your Exclusive Card
Step 1
Successful online application of any individual insurance product (except Personal Accident Insurance) through FWD Online Insurance Platform
Step 2
You'll get an email with the instructions and reply:
- your first 3 preferred Exclusive Card Style
- Mailing Address
Step 3
We will send your Exclusive Card soon!
MyMillion Medical
Medical insurance
- Fully cover a series of hospitalisation and surgical expenses in the Standard Ward Room only for a lower premium
- Annual Limit up to HK$1 million or HK$4 million to suit your medical protection needs without lifetime limit
- Extra supports on designated illnesses and several cash benefits
CANsurance
Medical insurance
- Medical coverage for all Covered Cancers
- Lifetime coverage
- Coverage during uncertainty
vPrime Medical Plan
VHIS
- Full cover for a range of hospitalisation and surgical expenses, prescribed non-surgical cancer treatments and outpatient kidney dialysis, up to HK$10 million per policy year
- Several enhanced and other benefits, including post-confinement benefits and cash benefits.
- No claim premium discount up to 25%
vCare Medical Plan
VHIS
- Annual Benefit Limit of HKD520,000 per Policy Year
- Guaranteed Renewable to Age 100 (attained age) of Insured Person
- No claims premium discount up to 15% on Renewal premiums
MyTerm Plus
Life insurance
- Sum insured up to HK$8 million, guaranteed renewable up to age 100 (age next birthday)
- Top up your coverage without underwriting at different life milestones
- Up to 300% of sum insured of death and additional accidental related benefits with Superior version
MyCover Critical Illness Plan
Critical illness insurance
- Big 3 Diseases coverage up to HK$2.5 million
- Coverage on Carcinoma-in-situ and early-stage cancer of Specific Organs
- Market pioneer to offer additional medical coverage on Big 3 Diseases.
FAQ
Terms & Conditions
- FWD x MIRROR Exclusive Card (“Exclusive Card”) Program (“the Program”) is an exclusive customer program operated by FWD Financial Limited (“FWD Financial”).
- The Program is valid from 12am on 19 Apr 2023 to 11:59pm on 31 Aug 2023 (both dates inclusive) (“Designated Period”).
- Customer will receive a physical Exclusive Card upon successful application of any individual insurance product (except Personal Accident Insurance) through FWD Online Insurance Platform during the Designated Period. An Exclusive Card will be issued per policy; two Exclusive Card will be issued for two policies and so on.
- Individual insurance products are underwritten by FWD Life Insurance (Bermuda) Company Limited (incorporated in Bermuda with limited liability) (“FWD Life”). For full terms and conditions, details and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy documents.
-
To become eligible for receiving an Exclusive Card, customers have to meet the following requirements:
- Successfully submit the application during the Designated Period;
- Perform online application through FWD Online Insurance Platform;
- Have the application approved by FWD Life; and
- Have the policy remain in force after the cooling-off period
- If the application meets all the criteria listed in clause 5 hereof, FWD Financial will issue a redemption letter within 4 calendar months after the issuance of the policy to customer’s email address registered during the policy application to confirm the mailing address and the selection of Exclusive Card.
- The application submission date and the issuance date of the policy of the individual insurance products are based on the records of FWD Life. FWD Life and/or FWD Financial will not be responsible for any delay, loss, error, or unrecognized situation due to computer and/or Internet’s connection, technical problem, malfunction, or accident.
- Exclusive Card consists of 12 styles, eligible customers can reply to advise their 3 preferred styles according to the instructions in the reward redemption email. FWD Financial will allocate and mail one of the styles selected by the customer to the mailing address. If all 3 of the customer’s selection were out of stock , style of the Exclusive Card will be allocated on a random basis, selection and exchange is not permitted.
- Eligible customers need to reply to advise their 3 preferred styles of the Exclusive Card and confirm the mailing address in the specified period. If there is no reply within the specified period, style of the Exclusive Card will be allocated on a random basis, selection and exchange is not permitted. If eligible customers have not received the redemption email within 4 calendar months of policy issued, they can contact FWD Financial at 3123 3338.
- Exclusive Card cannot be transferred, changed, or redeemed for cash, exchanged for other gifts or services. FWD Financial will not be responsible for any failure to deliver Exclusive Card due to the incorrect or incomplete mailing address provided by eligible customers or postal errors.
- If the policyholder cancels or surrenders the policy issued before the end of the first policy year, FWD Financial reserves the right to ask the customer return the issued Exclusive Card.
- If the policy issued is cancelled during the cooling off period, FWD Life will only refund actual premium paid and levy paid by the policyholder.
- FWD Financial reservices its absolute discretion to vary, suspend or terminate the Program without further notice.
- In case of any dispute arise in the Program, FWD Financial has final interpretation right.
- The Program is issued by FWD Financial and is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell, a solicitation to buy or the provision of any insurance products or services of FWD Life outside Hong Kong. All selling and application procedures of the insurance plans and services in promotion must be conducted and completed online via FWD Online Insurance Platform in Hong Kong.
- In case of any dispute about the amount/delivery of the Exclusive Card or any other matter, the decision of FWD Financial shall be final and conclusive.
- FWD Life is authorized by the Insurance Authority to carry on insurance business in Hong Kong.
- FWD Online Insurance Platform is operated by FWD Financial. FWD Financial is an appointed insurance agency of FWD Life. FWD Financial is a licensed insurance agency under the Insurance Authority with license no. FA2568.
- The Program should be read in conjunction with terms and conditions of the relevant product(s). Customer should not purchase this product solely on the basis of the Program. For full terms and conditions, details and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy documents.
- Should there be any discrepancy between English and Chinese version, the English version shall prevail.