Safeguard your financial stability with our StandByU Savings Plan. Get the security of guaranteed cash coupons, dividends and bonuses delivered directly to your account, while chasing your passion without hesitation knowing you are covered for life.

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Who knows what excitement your future holds? Take every opportunity to fulfil your potential as we take care of the rest with our StandByU Savings Plan. Our flexible policy meets your financial needs as you move through the different stages of life and provides you with stable returns for future adventures. The lifelong protection also lets you get on with the business of living, knowing you’re supported.

So…what does it do?

  • Cash coupons for life - Enjoy continuous guaranteed cash coupons until the age of 100.

  • Extra money - When your plan has been active for more than three or five years, depending on different payment terms, annual dividends will be added to your account, and a special bonus is payable upon the maturity or surrender of the policy, or a death claim.

  • Easy on the budget - Giving you the freedom of choice, flexible payment periods let you live life as you like. Choose from as short as 3 years, or 5, 10 or 15 years.

  • Stay protected - Our plan gives you protection until age 100 with the included death benefit; a cancer benefit is also added in the premier version of this plan.

But wait, there's more

Plenty of options – With optional add-ons for accident, medical, critical illness or disability protection, get a tailor-made plan.

Historical Dividend/Bonus Information
Dividend / Bonus Declaration Philosophy

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.

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Hong Kong Dollars to 1 unit of Foreign Currency on 27-Oct-2016


* The above exchange rates are for reference only and are subject to change by FWD without prior notice.

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