• A steady stream of monthly annuity payment

  • Saving on Tax

  • Freedom to arrange your annuity payment

  • One-time premium to capture potential growth

  • Unlimited times for change of insured

  • Hassle-free application

  • 5-year premium payment term to enjoy monthly retirement income up to age 120

  • Extra income boost and flexible annuity payment option

  • Life protection benefit

  • FWD’s professional investment team to boost your wealth potential growth

  • Multiple premium payment terms and withdrawals to meet your financial needs

  • Easy application and medical examination is generally not required

  • Choice of three different premium payment terms

  • Guaranteed cash coupons paid for five consecutive years after the end of the premium payment period

  • Special bonus upon maturity or cancellation of the policy

  • Guaranteed cash coupons for three consecutive years once your child reaches age 18

  • 10-year fixed premium payment term

  • Special bonus payable upon maturity or cancellation of the policy

  • Steady monthly income for up to 20 years or age 105

  • Earn more with the extra monthly annuity in addition to the guaranteed monthly annuity payment

  • Monthly payment paid directly to you or kept in the policy for accumulating interest

  • Choice of the premium amount

  • Options for adding booster contribution and partial surrender to withdraw from the account value are available if needed

  • Crediting interest automatically paid into your account annually

  • Your choice to add regular and booster contributions

  • Premium holiday option available if needed

  • Interests and bonuses distributed according to plans

  • Guaranteed minimum crediting interest rate for the whole policy term

  • Option to partially surrender to withdraw from the account value

  • Life protection to care for loved ones and wealth for a total peace of mind

  • Choice of two levels of coverage

  • Freedom to add regular and booster contributions

  • Interests and bonuses distributed according to plans




Provides crisis coverage plus customised rehabilitation, and protects the insured’s infant.

Comprehensive protection against serious injuries and medical expenses caused by accidents.

One-stop savings experience achieving preservation, growth and succession of wealth.

Flexible savings with life protection for your children, earning returns for their future.

One-stop savings experience achieving preservation, growth and succession of wealth.

Accident coverage designed for full time students from age two years and eight months up to 23.

Long-term savings focusing on high-payout after the premium payment period.

One-stop savings experience achieving preservation, growth and succession of wealth.

Comprehensive protection against serious injuries and medical expenses caused by accidents.

Long-term savings focusing on high-payout after the premium payment period.

Low-cost pure life coverage up to age 95, premiums being fixed for the first 20 years.

Low-cost pure life coverage up to age 95, premiums being fixed for the first 20 years.

Wealth management solution to meet needs from Estate Planning to Key Person Insurance.

Flexible savings with life protection for your children, earning returns for their future.

Comprehensive high-end medical protection with lifetime coverage up to HK$100 million.

One-stop savings experience achieving preservation, growth and succession of wealth.

Be prepared for college. Save and get payouts when your child reaches 18 and until 21.

One-stop savings experience achieving preservation, growth and succession of wealth.

Accident coverage designed for full time students from age two years and eight months up to 23.

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Service Hotline 3123 3123 OR

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