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  • Guaranteed cash value offers long-term capital protection

  • Easy cash withdrawal from annual dividends

  • Option to partially lock special bonus into the policy to earn more interest

  • Guaranteed cash coupons for life

  • Accumulate interest on annual dividends left in the policy

  • Choice of four payment periods

  • Guaranteed cash coupons for life

  • Extra money from annual dividends and special bonus

  • Death benefit and additional cancer benefit

  • Choice of three different premium payment terms

  • Guaranteed cash coupons paid for five consecutive years after the end of the premium payment period

  • Special bonus upon maturity or cancellation of the policy

  • Guaranteed cash coupons for three consecutive years once your child reaches age 18

  • 10-year fixed premium payment term

  • Special bonus payable upon maturity or cancellation of the policy

  • Steady monthly income for up to 20 years or age 105

  • Earn more with the extra monthly annuity in addition to the guaranteed monthly annuity payment

  • Monthly payment paid directly to you or kept in the policy for accumulating interest

  • Guaranteed annual crediting interest rates for the first three policy years

  • No charge for withdrawal from policy

  • Death benefit and accidental death benefit provided

  • Guaranteed annual crediting interest rates for the first three policy years

  • No charge for withdrawal from policy

  • Death benefit and accidental death benefit provided

  • Guaranteed crediting interest rates for the first five policy years

  • No charge for partial surrenders from your policy

  • Offers death benefit and one of the three extra protection riders for free

  • Guaranteed crediting interest rates for the first five policy years

  • No charge for partial surrenders from your policy

  • Offers death benefit and one of the three extra protection riders for free

  • Choice of the premium amount

  • Options for adding booster contribution and partial surrender to withdraw from the account value are available if needed

  • Crediting interest automatically paid into your account annually

  • Your choice to add regular and booster contributions

  • Premium holiday option available if needed

  • Interests and bonuses distributed according to plans

  • Guaranteed minimum crediting interest rate for the whole policy term

  • Option to partially surrender to withdraw from the account value

  • Life protection to care for loved ones and wealth for a total peace of mind

  • Choice of two levels of coverage

  • Freedom to add regular and booster contributions

  • Interests and bonuses distributed according to plans