Protect what’s most precious: your health. We have a plan to suit, whether it’s for you or your loved ones. A Health & Accident plan from FWD can help you concentrate on getting well and live life the way you want, without worrying too much about possible financial pressure.
Unleash your full potential and create a lifestyle you want with protection from FWD. Whether it’s a term life cover for your first mortgage, or a life cover with savings for starting your own business, our life insurance plans are tailored to meet your needs.
You have worked hard to build a perfect home that is safe for you and your family, and we want to help you protect it against any unexpected events with our household insurance plans, which include protection even for your helpers and pets.
Sipping wine in Bordeaux, studying arts in Italy, or taking a one-year working holiday in New Zealand - the choice is yours! With our travel-related insurance plans, you can get ready for your next trip knowing you are protected.
Your cars and boats are no doubt your pride and joy! FWD will protect them from unpredictable accidents with a range of insurance policies.
Guaranteed return upon maturity
Death benefit of 110% of total premiums paid or the guaranteed cash value (whichever is higher)
Policy currency in either Hong Kong Dollar or Renminbi
Option to change the insured and the extension of policy term up to age 123 of the initial insured ensure wealth succession
Flexible withdrawal of annual dividends regularly or on demand
Guaranteed cash value offers long-term capital protection, and special bonus can boost up overall return
Choice of three different premium payment terms
Guaranteed cash coupons paid for five consecutive years after the end of the premium payment period
Special bonus upon maturity or cancellation of the policy
Guaranteed cash coupons for three consecutive years once your child reaches age 18
10-year fixed premium payment term
Special bonus payable upon maturity or cancellation of the policy
Steady monthly income for up to 20 years or age 105
Earn more with the extra monthly annuity in addition to the guaranteed monthly annuity payment
Monthly payment paid directly to you or kept in the policy for accumulating interest
Guaranteed annual crediting interest rates for the first three policy years
No charge for withdrawal from policy
Death benefit and accidental death benefit provided
Guaranteed crediting interest rates for the first five policy years
No charge for partial surrenders from your policy
Offers death benefit and one of the three extra protection riders for free
Choice of the premium amount
Options for adding booster contribution and partial surrender to withdraw from the account value are available if needed
Crediting interest automatically paid into your account annually
Your choice to add regular and booster contributions
Premium holiday option available if needed
Interests and bonuses distributed according to plans
Guaranteed minimum crediting interest rate for the whole policy term
Option to partially surrender to withdraw from the account value
Life protection to care for loved ones and wealth for a total peace of mind
Choice of two levels of coverage
Freedom to add regular and booster contributions
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