Planning ahead can’t get simpler with our Noble Fortune plan. Designed for high-income earners who are looking for a better solution for wealth planning, this high-net-worth universal life plan lets you enjoy interest with steady growth of wealth, plus life protection for you and your loved ones.

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Noble Fortune makes planning ahead for your future much easier for you. It helps your wealth move healthily towards your financial goals, and allows you to adjust your future plans to suit your needs. In addition, the life protection will provide you and your loved ones with peace of mind.

So…what does it do?

  • Guaranteed minimum crediting interest rate - Enjoy a guaranteed minimum crediting interest rate at 2.30% per annum for your assets to grow steadily over time.

  • Partial surrender - You can choose to partially surrender from your account value and also enjoy a Free Partial Surrender Amount starting from the second policy year.

  • Death benefit - If the insured person passes away, the beneficiary will receive a payment which is equivalent to the account value or sum insured, whichever is higher.

  • Maximum flexibility - You determine the premium amount at first and make subsequent premiums thereafter at your discretion. It enables more growth potential for your wealth at a time when it suits you best.

Historical Crediting Interest Rates
Crediting Interest Rate Philosophy

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.

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Hong Kong Dollars to 1 unit of Foreign Currency on 04-Jun-2020


* The above exchange rates are for reference only and are subject to change by FWD without prior notice.

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