Manage your finances with flexibility while knowing you’re covered by lifelong protection. Our Basic Plus II puts you in the driver’s seat with variable premium payment options and the flexibility to choose between plans. With ten different options available, you’re sure to find the perfect one for you.

Tell me more

Maximise your savings with Basic Plus II. Enjoy the opportunity to satisfy two of your basic needs in one simple stroke with a plan that earns interest returns and provides life protection. With more flexibility than traditional life insurance, this plan allows you to do as you like, whether that’s saving more now or later.

So…what does it do?

  • Pay as you want - Pay the basic premium with an option to add regular contributions and booster contributions as you desire.

  • Extra flexibility - You can choose to take a premium holiday, or when you need some extra cash, withdraw from your accumulated account value.

  • Bonuses - Interests and bonuses1 will be distributed to your account to accelerate the growth of your account value.

  • Customise your policy - Choose from two types of cover – Increasing Benefit and Level Benefit – to suit your needs. Each type comes with five plans to make it even more customised for you.

  • Life protection - While you’re enjoying interest returns, you’ll also have the security of life protection until the age of 1002.

Historical Crediting Interest Rates
Crediting Interest Rate Philosophy

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.

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  1. Bonus is not applicable to Plan 1.
  2. The policy anniversary immediately preceding age 100 of the insured person.

Pay your premium the way you want

Hong Kong Dollars to 1 unit of Foreign Currency on 05-Jun-2020


* The above exchange rates are for reference only and are subject to change by FWD without prior notice.

Next Steps

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3123 3123

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