Manage your finances with flexibility while knowing you’re covered by lifelong protection. Our Basic Plus II puts you in the driver’s seat with variable premium payment options and the flexibility to choose between plans. With ten different options available, you’re sure to find the perfect one for you.

Tell me more

Maximise your savings with Basic Plus II. Enjoy the opportunity to satisfy two of your basic needs in one simple stroke with a plan that earns interest returns and provides life protection. With more flexibility than traditional life insurance, this plan allows you to do as you like, whether that’s saving more now or later.

So…what does it do?

  • Pay as you want - Pay the basic premium with an option to add regular contributions and booster contributions as you desire.

  • Extra flexibility - You can choose to take a premium holiday, or when you need some extra cash, withdraw from your accumulated account value.

  • Bonuses - Interests and bonuses1 will be distributed to your account to accelerate the growth of your account value.

  • Customise your policy - Choose from two types of cover – Increasing Benefit and Level Benefit – to suit your needs. Each type comes with five plans to make it even more customised for you.

  • Life protection - While you’re enjoying interest returns, you’ll also have the security of life protection until the age of 1002.

Historical Crediting Interest Rates
Crediting Interest Rate Philosophy

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.

Let us learn about your needs

24-hour Service Hotline

3123 3123

  1. Bonus is not applicable to Plan 1.
  2. The policy anniversary immediately preceding age 100 of the insured person.

Pay your premium the way you want

Hong Kong Dollars to 1 unit of Foreign Currency on 28-Oct-2016


* The above exchange rates are for reference only and are subject to change by FWD without prior notice.

Next Steps

Still unclear?
Talk to us

24-hour Service Hotline

3123 3123

Live Chat

Download brochure

Add-ons for This Product

You might also be interested in

Low-cost pure life coverage up to age 95, premiums being fixed for the first 20 years.

Wealth management solution to meet needs from Estate Planning to Key Person Insurance.

Flexible savings with life protection for your children, earning returns for their future.