Historical Crediting Interest Rates

The following includes historical crediting interest rates for universal life products with new policies issued in the previous 5 calendar years of reporting year 2022. Please be reminded that the historical crediting interest rates shown are for reference only and should not be taken as an indicator of future performance of our universal life products.

Notes:

1. The crediting interest rates shown are calculated before any relevant charges applicable to your policy. Please refer to policy provisions for details of the charges applicable to your policy.
   
   
2. Unless otherwise specified, the crediting interest rates shown are calculated based on weighted average of actual crediting interest rates of the policies in each calendar year. Therefore, please refer to your annual statement for the actual crediting interest rates applicable to your policy.