The following includes non-guaranteed Annual Dividends/Special Bonuses fulfillment ratios for products with new policies issued in the previous 5 calendar years of reporting year 2022. Fulfillment Ratios are calculated up to the respective policy anniversary in the current reporting year.
Annual Dividends – The ratio of aggregate actual accumulated non-guaranteed Annual Dividends and Interests on both actual Annual Dividends and Guaranteed Cash Coupons at their respective Policy Anniversary in year 2022 against the respective illustrated amounts at the point of sale for all relevant policies that were still in-force as of the end of year 2022.
Special Bonuses – The ratio of aggregate payout of special bonuses against the illustrated amounts at the point of sale for all relevant policies terminated in reporting year 2022.
For the purpose of calculation of fulfillment ratios, it is assumed that:
Fulfillment ratios may not be applicable due to one or more of the following reason(s):
Please be reminded that the dividend / bonus history is not an indicator of future performance of our participating products.
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