Looking for your first life insurance? Our affordable Elite Term Plan Series is exactly what you need, with premiums and benefits tailored to your current and future needs, plus the flexibility to convert to a permanent life cover plan before you turn 701.

Tell me more

You want a simple life cover that’s low-cost and easy-to-manage. Elite Term Plan Series not only provide you with death benefit, but also feature the same affordable premiums for the first 20 years of your policy. So, you can put your money towards enjoying your life while having a safety net when it’s needed. 

Enjoy 25% off first 4 years premium for Term Life online application on or before 31 Dec 2020. Terms & conditions apply.

So…what does it do?

  • Guaranteed premiums - Your premium payments stay the same for the first 20 policy years.

  • Health reward - Staying healthy gets you rewarded with preferential premium rates.

  • Advance payment - An advance payment of up to HK$1 million can be paid out to manage the insured person’s expenses in the final days.

  • Flexibility - This plan allows you to switch to a permanent life insurance plan before you reach 701, to suit your changing lifestyle. No medical examination is required.

But wait, there's more

Change as you need – Our tailored solutions let you add this cover to your existing life plan with us, so you can maximise your protection.

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.

Let us learn about your needs

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  1. The policy anniversary immediately preceding age 70.

Pay your premium the way you want

Hong Kong Dollars to 1 unit of Foreign Currency on 30-Nov-2020


* The above exchange rates are for reference only and are subject to change by FWD without prior notice.

Next Steps

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