You and your family members are important parts of the family, who trust and rely on each other for support. Our Home Liability Insurance provides coverage up to HK$5 million to protect you and the family members living with you against claims of third-party bodily injury or property damage worldwide resulting from your negligence.

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You enjoy every precious moment with your family, rain or shine, with an umbrella to shield you and your loved ones. With less than HK$1 a day, our Home Liability Insurance protects you and your family members living with you in the event of unforeseen legal responsibility resulting from your negligence, helping you to build a worry-free family life.


So…what does it do?

  • Affordable cost - If your home’s net area is under than 1,000 square feet, you and every family member living under the same roof can be covered for less than HK$1 a day.

  • Full protection - Whether you are an occupier, an owner or a private individual, we have got your back in the event that you or a family member living with you becomes legally responsible for others’ bodily injury or property damage caused by negligence of you or your family member.

  • Powerful support - The plan offers personal liability protection for you and your family members living with you against claims of up to HK$5 million.

  • Reasonable deductible - You only need to pay a reasonable amount for the claim, and the remaining is on us.

  • Worldwide coverage - For trips within 90 days, we are here for you even if the incident happens abroad.

Disclaimer:
The features above are indicative only. Please refer to the Policy Provisions for details.
For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.

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