You and your family members are important parts of the family, who trust and rely on each other for support. Our Home Liability Insurance provides coverage up to HK$5 million to protect you and the family members living with you against claims of third-party bodily injury or property damage worldwide resulting from your negligence.

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You enjoy every precious moment with your family, rain or shine, with an umbrella to shield you and your loved ones. With less than HK$1 a day, our Home Liability Insurance protects you and your family members living with you in the event of unforeseen legal responsibility resulting from your negligence, helping you to build a worry-free family life.

So…what does it do?

  • Affordable cost - If your home’s net area is under than 1,000 square feet, you and every family member living under the same roof can be covered for less than HK$1 a day.

  • Full protection - Whether you are an occupier, an owner or a private individual, we have got your back in the event that you or a family member living with you becomes legally responsible for others’ bodily injury or property damage caused by negligence of you or your family member.

  • Powerful support - The plan offers personal liability protection for you and your family members living with you against claims of up to HK$5 million.

  • Reasonable deductible - You only need to pay a reasonable amount for the claim, and the remaining is on us.

  • Worldwide coverage - For trips within 90 days, we are here for you even if the incident happens abroad.

The features above are indicative only. Please refer to the Policy Provisions for details.
For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.

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