Offering some extra care for your foreign domestic helper with our HelperCare Insurance plan will encourage them to fully commit to work, while covering you as an employer for up to HK$100 million in the event of their accidental death or injuries during employment.

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Your foreign domestic helper is part of the family and HelperCare Insurance cover treats them as such, with hospital and surgical cover up to HK$30,000 per year and HK$200 for each outpatient claim. More importantly, it shields you as an employer against legal liability claims up to HK$100 million per event, as well as offering a range of coverage.

So…what does it do?

  • Hiring with confidence - The plan provides you as an employer with legal liability up to HK$100 million.

  • Multiple cover - Our cover is packed with benefits including dental, surgical and repatriation expenses.

  • Re-hire with no extra cost - If your foreign helper is certified as medically unfit to work, or passes away, the plan will provide repatriation and re-hiring expenses at no extra cost to you.

  • Loan protection - HelperCare covers outstanding loans which your foreign domestic helper is unable to pay due to death or disability.

  • Fraud protection - Fight against fraud and dishonesty with our included protection for any financial loss you may incur as a result of hiring your domestic helper.

But wait, there's more

  • No waiting period – Once we have accepted your application, cover starts automatically.

  • Daily cash allowance – We pay you a daily cash allowance while your domestic helper recovers in hospital from sickness or injury.

  • Pay at ease – Prompt settlement of medical claims by autopay for your convenience.

Disclaimer:
The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.

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