FWD provides six Government-certified plans under Voluntary Health Insurance Scheme (“VHIS”), offering flexibility for you to choose medical coverage that suit you the most, hence you can enjoy higher quality medical services.
Voluntary Health Insurance Scheme
FWD’s Tax-deductible Retirement Solution
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Migration Arrangement for Existing Individual Indemnity
Hospital Insurance Plans’ Policy Owners
Hospital Insurance Plans’ Policy Owners
Eligible customers can migrate their existing designated FWD individual indemnity hospital insurance plan to
designated FWD certified plans under Voluntary Health Insurance Scheme, with offers upon successful migration.
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designated FWD certified plans under Voluntary Health Insurance Scheme, with offers upon successful migration.
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Full Coverage on hospitalization and surgical expenses, reimbursement of up to HKD8,000,000 Annual Benefit Limit
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First-dollar Coverage – Deductible Waived for Designated Crises Protecting your precious newborns
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Get rewards by staying healthy with your family Enjoy no claims premium discount of up to 25%
vPrime Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: F00045-01-000-01for Deductible HKD0, F00045-02-000-01for Deductible HKD16,000, F00045-03-000-01for Deductible HKD25,000, F00045-04-000-01for Deductible HKD50,000 (Flexi Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
Registration effective on 28 February 2019
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Worldwide full coverage with innovative reimbursement basis
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Covers unknown Pre-existing illness, Disease or Congenital Condition
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Get rewards by staying healthy with your family
vCANsurance Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: F00051-01- 000-01 for Standard benefit level; F00051-02-000-01 for Superior benefit level. (Flexi Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
Registration effective on 28 February 2019
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Guaranteed Renewable Supreme Protection
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Broadening the Safety Net to protect you against financial medical burdens
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Government Regulated; Pay less in Tax and Save Money
vCare Supreme Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: F00032-01-000-02 (Flexi Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
Registration effective on 28 February 2019
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Government Regulated; Pay less in Tax and Save Money
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Guaranteed Renewable Core Protection up to age 100
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Extra Cash Benefits
vCare Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: F00015-01-000-01 (Flexi Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
Registration effective on 28 February 2019
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Government Regulated; Pay less in Tax and Save Money
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Guaranteed Renewable Core Protection up to age 100
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Easy and Simplified Application
vCore Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: S00036-01-000-01 (Standard Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
VHIS provider registration number is 00036
Registration effective on 28 February 2019
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Government Regulated; Pay less in Tax and Save Money
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Comprehensive and Continuous Coverage
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Cover Unknown Pre-existing Conditions
VChoice Insurance Plan is underwritten by FWD General Insurance Company Limited, VHIS Plan Certification Number: S00012-01-000-01 (Standard Plan)
VHIS provider registration number is 00012
Registration effective on 28 February 2019
VHIS provider registration number is 00012
Registration effective on 28 February 2019
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