FWD provides four Government-certified plans under Voluntary Health Insurance Scheme (“VHIS”), offering flexibility for you to choose medical coverage that suit you the most, hence you can enjoy higher quality medical services.
Voluntary Health Insurance Scheme
FWD’s Tax-deductible Retirement Solution
Save Smart, Pick Smarter!
Find out more
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Government Regulated; Pay less in Tax and Save Money
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Guaranteed Renewable Core Protection up to age 100
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Easy and Simplified Application
vCore Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: S00036-01-000-01 (Standard Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
VHIS provider registration number is 00036
Registration effective on 28 February 2019
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Government Regulated; Pay less in Tax and Save Money
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Guaranteed Renewable Core Protection up to age 100
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Extra Cash Benefits
vCare Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: F00015-01-000-01 (Flexi Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
VHIS provider registration number is 00036
Registration effective on 28 February 2019
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Guaranteed Renewable Supreme Protection
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Broadening the Safety Net to protect you against financial medical burdens
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Government Regulated; Pay less in Tax and Save Money
vCare Supreme Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), VHIS Plan Certification Number: F00032-01-000-01 (Flexi Plan)
VHIS provider registration number is 00036
Registration effective on 28 February 2019
VHIS provider registration number is 00036
Registration effective on 28 February 2019
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Government Regulated; Pay less in Tax and Save Money
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Comprehensive and Continuous Coverage
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Cover Unknown Pre-existing Conditions
VChoice Insurance Plan is underwritten by FWD General Insurance Company Limited, VHIS Plan Certification Number: S00012-01-000-01 (Standard Plan)
VHIS provider registration number is 00012
Registration effective on 28 February 2019
VHIS provider registration number is 00012
Registration effective on 28 February 2019
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