Voluntary Health Insurance Scheme

FWD provides three Government-certified plans under Voluntary Health Insurance Scheme (“VHIS”): vCore Medical Plan, vCare Medical Plan and VChoice Voluntary Health Insurance Plan, offering flexibility for you to choose medical coverage that suit you the most, hence you can enjoy higher quality medical services.

  • Government Regulated; Pay less in Tax and Save Money

  • Guaranteed Renewable Core Protection up to age 100

  • Easy and Simplified Application

vCore Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited, VHIS Plan Certification Number: S00036-01-000-01 (Standard Plan)

VHIS provider registration number is 00036
Registration effective on 28 February 2019

  • Government Regulated; Pay less in Tax and Save Money

  • Guaranteed Renewable Core Protection up to age 100

  • Extra Cash Benefits

vCare Medical Plan is underwritten by FWD Life Insurance Company (Bermuda) Limited, VHIS Plan Certification Number: F00015-01-000-01 (Flexi Plan)

VHIS provider registration number is 00036
Registration effective on 28 February 2019

  • Government Regulated; Pay less in Tax and Save Money

  • Comprehensive and Continuous Coverage

  • Cover Unknown Pre-existing Conditions

VChoice Insurance Plan is underwritten by FWD General Insurance Company Limited, VHIS Plan Certification Number: S00012-01-000-01 (Standard Plan)

VHIS provider registration number is 00012
Registration effective on 28 February 2019

24-hour Service Hotline 3123 3123 OR

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