A comprehensive shield against health threats

CANsurance Full Medical Plan offers one-stop protection giving you the peace of mind to pursue the life you desire. As long as your total amount do not exceed the prescribed Per Disability Limit1, your hospitalisation and surgery expenses will be fully covered. If hospitalisation, treatment and/or surgery expenses are caused by a Covered Cancer2, the relevant Per Disability Limit1 will double, providing you with the necessary support on your journey to recovery.

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Disclaimer: The features above are indicative only. Please refer to the Product Brochure and Policy Provisions for details. For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.


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  1. Per Disability Limit refers to the maximum total amount that FWD Life Insurance Company (Bermuda) Limited (“FWD”) will pay under Items 1 to 3 under Schedule of Benefit of CANsurance Full Medical Plan in the product brochure. The Per Disability Limit will be doubled for claims relating to Covered Cancer.
  2. Covered Cancer refers to the first symptoms that occur no earlier than 30 days after the policy date or the date of last reinstatement, whichever is later, and are subsequently confirmed by a specialist as meeting the definition of Cancer or Carcinoma-in-situ. Please refer to Policy Provisions for the definitions of Cancer and Carcinoma-in-situ.
  3. Renewal is subject to the continual availability of CANsurance Series offered by FWD, terms and conditions applicable, benefits, and premium rates at the time of renewal. Renewal premiums are not guaranteed and the premiums for each renewal are determined based on the age at next birthday and the premium table applicable when the policy is renewed each year. Premium table is subject to change based on factors including but not limited to the inflation of related medical expenses, FWD’s medical claim experience and persistency of policies from time to time. FWD reserves the right to revise the benefit payable, terms and conditions and premiums any time at renewal. The policy will expire on the policy anniversary immediately following the Insured’s 99th birthday.
  4. The coverage of all consultation with specialists is subject to a maximum number of visits and treatments during the specified period. Private nursing fee during hospitalisation, and home nursing charges for a maximum of 31 days within 31 days after discharge following surgery or ICU admission, are covered.

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