Get daily cash support from our Balance Refundable Hospital Income Plan when you are in need of hospitalisation.

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Focus on getting well with Balance Refundable Hospital Income Plan. In the case of hospitalisation, you have the option of one of four levels of daily hospital cash support – double if you require confinement in intensive care – along with 100% return on your total annual premium paid at the end of the benefit term.

So…what does it do?

  • Total premium refund - Get 100% of the total annual premium paid at the end of your benefit term, regardless of whether you have made any claims or not.

  • Cash benefits - Choose from four levels of hospital cash benefits (of up to HK$1,500 daily) to help reduce your financial burden. You can get the cash support even if your hospitalisation expenses have been covered by other policies.

  • Prepare for the worst - In the event of death, the plan offers a death benefit covering 150% of the total annual premium paid, and an extra 50% of the total annual premium paid in case of accidental death.

But wait, there's more

ICU benefit - For intensive care unit stays, the plan offers extra support by doubling the amount of daily hospital cash benefit.

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.

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