When you or a loved one needs medical treatment, hospital bills are the last thing you want to be burdened with. Our comprehensive medical plans allow you or your family members to focus on getting well, safe in the knowledge that your plan will help shoulder the burden of those costly expenses.

FWD Medical Insurance
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  • Medical protection with savings on a limited premium payment term

  • Double medical protection against three common crises

  • No sub-limit for hospitalisation benefits and surgical benefits

  • Daily hospital cash benefit up to HK$2000

  • Refund 108% of total premiums paid

  • Cover for 20 years

  • Total amount do not exceed the prescribed Per Disability Limit, the expenses of hospitalisation and surgery will be fully covered

  • Double up the protection for Covered Cancer

  • Renewable until age 100 at next birthday

  • Lifetime limit up to HK$100 million

  • Full reimbursement of hospital accommodation in a standard private room

  • Daily hospital cash of HK$1,500 for room or board stay below a standard private room

  • Lifetime limit up to HK$50 million

  • 3 different levels of plan covering 2 different geographical areas

  • Additional annual limit up to HK$1.5 million for designated critical illnesses

(This product is available for application through insurance brokers or designated insurance intermediaries.)
  • On-the-job cancer coverage, Full medical coverage during job change and Conversion option for full medical coverage upon retirement

  • Buy online and enjoy 40% first year premium discount. Terms & conditions apply.

  • Extra protection in relation to Novel Coronavirus

  • Flexible choice of coverage and additional medical booster benefit

  • Guaranteed renewable until age 100

  • Extra protection for radiotherapy, chemotherapy and kidney dialysis

  • Hospitalisation cover for family

  • Optional supplementary major medical, outpatient and dental benefits

  • Free annual health check-up

  • A refund of 102% of the total premium paid at maturity

  • 10-year premium payment term for a 15-year benefit term

  • Additional Intensive Care Unit and Infectious Diseases Benefits

Service Hotline 3123 3123 OR