Accident and Disability

Our accident and disability protection plans anticipate all possibilities, so you and your family will be protected in case of unpredictable events.

  • Lump-sum payment for accidental death and dismemberment

  • Accidental medical cost reimbursement

  • Double benefit for accidents that occurred on public transport or in a public building fire

  • Monthly benefit in the event of total disability

  • Up to nine types of benefit including disabilities and transplants

  • Choice of different plans and benefit periods

  • Accidental death and permanent disability compensation

  • Add-ons available for different compensation

  • Double benefit for accidents that occurred on public transport or in a public building fire

  • Cover for full-time students studying in Hong Kong

  • Accidental medical expenses and surgical treatment covered

  • Daily hospitalisation allowance

  • Cover for 32 high-risk occupations and over 120 types of construction work

  • Choice of three plans covering accidental death and permanent total disability

  • Daily allowance for hospitalisation longer than three days

  • If the insured becomes disabled or dies within one year of the accident, the plan will pay out a sum of up to 10 times of your annual income

  • You will receive a daily cash allowance of HK$1,000 if you are hospitalised for more than 3 days in a row

  • Use specified credit card for easy policy renewal