FWD MotorSmart Insurance provides you with comprehensive protection to keep up with your needs. You can get an instant preliminary quote online. Moreover you may enjoy the “MotorSmart Award” of up to 30%* cash rebate if you keep a good driving record on the FWD Drivamatics mobile app.



Tell me more

You are automatically eligible for the Lifetime NCD Protector if your current No Claim Discount (NCD) when purchasing or renewing a Comprehensive (Gold or Silver) MotorSmart policy reaches 60%.


So…what does it do?

  • FWD Drivamatics App - Enhance your driving skills and make the most out of every trip by using FWD Drivamatics. You could also get the “MotorSmart Award” and enjoy up to 30% cash rebate.

  • No Claim Discount Protector - You are automatically eligible for the Lifetime NCD Protector* if your current No Claim Discount (NCD) when purchasing or renewing a Comprehensive (Gold or Silver) MotorSmart policy reaches 60%. As long as you are continuously insured by FWD, your NCD entitlement  is protected regardless of the number of claims you make against your policy as the driver at the time of the event. 

    *Eligibility for the Lifetime NCD Protector does not mean that FWD will accept or offer renewal terms, or that FWD may not change the terms of any renewal. The Lifetime NCD Protector will be lost if your motor vehicle is involved in an accident and you are not the driver at the time of the event.

  • Instant online quote - You can get an instant preliminary quote by inputting basic information. It is fast and convenient.

  • Flexible Cover - We have three plans on offer. You can choose to stay with basic protection with Third Party Cover or get all-round protection with Comprehensive Cover, including Gold and Silver.

  • Mobile phone theft protection - If your mobile phone was stolen from your car, we will pay up to 70% of your original handset price, as subsidy for a replacement handset. The maximum limit is HK$3,000. (For Comprehensive Gold only)

But wait, there's more

Opt for additional protection – Just spend a little more to get more peace of mind. You can get additional Personal Accident coverage of HK$500,000 for a named driver or increase the Third Party Property Damage limit to HK$5,000,000.

Share your driving fun – Use the FWD Drivamatics app to analyse your day-to-day driving habits. You can even share your result with friends to enjoy a brand new driving experience.

Disclaimer:
The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our 24-hour Service Hotline at +852 3123 3123.

Let us learn about your needs

24-hour Service Hotline

3123 3123

  1. * The Use of FWD Drivamatics App is subject to its Terms and Conditions. The cash rebate will be calculated according to the amount of the total premiums paid for MotorSmart, driving scores and travel distance for that policy year and will be given after the expiry of the policy year. For the details of FWD Drivamatics App and MotorSmart Award, please refer to the relevant Terms & Conditions.

Next Steps

Still unclear?
Talk to us

24-hour Service Hotline

3123 3123

Live Chat

Download brochure

You might also be interested in

Only about HK$1 a day for home sizes less than 1,000 square feet. Apply online now!

All-round cover against unexpected events during travel, including leisure and amateur sports.

Cover for your beloved pleasure craft against accidents, damages and third party liability.