vTheOne Medical Plan
Achieving success is a great way to simplify life. It makes it unnecessary to consider any alternatives to the very best of everything. This advantage is especially essential when it comes to the one area where no compromise should ever be accepted -- your health.
vTheOne medical plan (“the Plan”), certified by the Government, offers prestige medical benefits with an aim to provide coverage for a comprehensive treatment and recovery journey for you. vTheOne Medical Plan ("vTheOne") is a Flexi Plan certified by the Hong Kong Special Administrative Region Government under the Voluntary Health Insurance Scheme (“VHIS”) and is underwritten by FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability).
|
Benefit level |
Deductible(HKD) |
|||||
|
0 |
25,000 |
40,000 |
80,000 |
120,000 |
250,000 |
|
|
Standard |
F00067-01-000-01 |
F00067-02-000-01 |
F00067-03-000-01 |
F00067-04-000-01 |
F00067-05-000-01 |
F00067-06-000-01 |
|
Standard Plus |
F00067-07-000-01 |
F00067-08-000-01 |
F00067-09-000-01 |
F00067-10-000-01 |
F00067-11-000-01 |
F00067-12-000-01 |
|
Superior |
F00067-13-000-01 |
F00067-14-000-01 |
F00067-15-000-01 |
F00067-16-000-01 |
F00067-17-000-01 |
F00067-18-000-01 |
|
Premier |
F00067-19-000-01 |
F00067-20-000-01 |
F00067-21-000-01 |
F00067-22-000-01 |
F00067-23-000-01 |
F00067-24-000-01 |
VHIS provider registration number is 00036
Registration effective on 28 February 2019
Full cover for a series of hospitalisation and surgical expenses in Standard Private Room, with flexible choices of geographical coverage Limit, and without Lifetime Benefit Limit
The plan provides a full cover2 on medical expense incurred for a series of hospitalisation and surgery in Standard Private Room with Annual Benefit Limit and without Lifetime Benefit Limit. The Plan also provides flexible choices of geographical coverage for non-Emergency Treatment such as Asia 3(for Standard or Standard Plus plan level), Worldwide excluding the United States of America (“USA”) (for Superior plan level) and Worldwide (for Premier plan level); and without geographical limitation for Emergency Treatment.
Broadening the safety net
Innovative cash benefits to give you extra support
- First-in-VHIS-market5 : Cash benefit for major and complex surgeries
You need to undergo a surgical procedure which is categorized as major or complex according to the Schedule of Surgical Procedures or as reasonably determined by us if the surgical procedure is not included in the Schedule of Surgical Procedures, or - First-in-VHIS-market5: Cash benefit for Confinement in Intensive Care Unit in Hong Kong. You have been confined in Intensive Care Unit for at least 3 consecutive days in Hong Kong.
Inclusion of public hospitals and private hospitals in Hong Kong in the definition of Hospital under VHIS policy terms & conditions
With effect from 1 March 2023, the definition of “Hospital” in Part 8 “Definition” of your VHIS policy terms and conditions shall be refined to make clear that it shall include public hospitals as defined in the Hospital Authority Ordinance (Cap. 113 of the Laws of Hong Kong) and hospitals for which a licence is issued under the Private Healthcare Facilities Ordinance (Cap. 633 of the Laws of Hong Kong), subject to other conditions of (b), (c) and (d) in the definition. The relevant Supplement will be sent to all policy holders concerned on or before the respective policy renewals from 1 March 2023.
For any queries, please contact us at our Customer Service Hotline 3123 3123 or contact your adviser.Deductible example
Professional health assistance services
Whenever you need information or assistance, FWD professional health assistance services, including PREMIER THE ONEcierge one team health management, MINDcierge, second medical opinion services and international SOS 24-hour worldwide assistance services are always here to help.
Enquiry and complaint channel
Change of Policy Holder
Remarks
Policy provisions
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