vPrime Medical Plan

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Full cover for a series of hospitalisation and surgical expenses, up to HKD12.5 million per Policy Year and without Lifetime Benefit Limit

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Broadening the safety net

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Innovative cash benefits to give you extra support

The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.

Inclusion of value-added taxes and goods and services taxes as Eligible Expenses under VHIS Certified Plans


With respect of any Eligible Expenses under the VHIS Certified Plans incurred on or after 1 January 2022, Eligible Expenses shall include value-added taxes and goods and services taxes (“VAT and GST”) (if any) charged or imposed on the relevant medical expenses incurred, subject to the Terms and Benefits applicable in the relevant Certified Plans. The relevant Supplement will be sent to all policy holders concerned upon policy renewal.


For any queries, please contact us at our Customer Service Hotline 3123 3123 or contact your adviser.

Inclusion of public hospitals and private hospitals in Hong Kong in the definition of Hospital under VHIS policy terms & conditions


With effect from 1 March 2023, the definition of “Hospital” in Part 8 “Definition” of your VHIS policy terms and conditions shall be refined to make clear that it shall include public hospitals as defined in the Hospital Authority Ordinance (Cap. 113 of the Laws of Hong Kong) and hospitals for which a licence is issued under the Private Healthcare Facilities Ordinance (Cap. 633 of the Laws of Hong Kong), subject to other conditions of (b), (c) and (d) in the definition. The relevant Supplement will be sent to all policy holders concerned on or before the respective policy renewals from 1 March 2023.


For any queries, please contact us at our Customer Service Hotline 3123 3123 or contact your adviser.

Migration arrangement for existing individual indemnity hospital insurance plans’ policy owners

FWD’s tax-deductible retirement solution

Deductible example

Deductible example

Product comparison

Professional health assistance services

Professional health assistance services
Professional health assistance services

HKSH cancer and rehabilitation planning consultation service

HKSH cancer and rehabilitation planning consultation service

Mind Strength Support Programme

Mind Strength Support Programme
Mind Strength Support Programme

Enquiry and complaint channel

Information for Policy Holder

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Policy provisions

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