Migration Arrangement to VHIS Certified Plans for Existing Individual Indemnity Hospital Insurance Plans’ Policy Owners

Under the Voluntary Health Insurance Scheme (“VHIS”), policy holders of designated individual indemnity hospital insurance plan which is underwritten by FWD Life Insurance Company (Bermuda) Limited (“FWD”) (“Designated FWD IHIP”) before the implementation of the VHIS (1 April 2019) (“existing IHIP policy holders”) are entitled to a one-off migration facilitation offered by FWD.

Points to note before migration

Before migrating the policy from Designated FWD IHIP to FWD VHIS Plan, Eligible Customers should consider various factors, including but not limited to the followings:

underwriting may be required;
differences in benefits and coverage offered;
differences in premium;
differences in general exclusions; and
new exclusions and/ or loading may apply after migration

Assurance on matching your insurance needs may require if you are interested to apply for migration. Your FWD insurance financial adviser will be happy to assist you.

For further details regarding the migration arrangement, please contact your FWD financial adviser or call FWD’s service hotline +852 3123 3123.

Product Comparison

Comparison between the benefit items of our VHIS plans

Comparison between the benefit items of FWD VHIS plans and FWD individual indemnity hospital insurance plans

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