RetireFun Deferred Annuity Plan

Get the retirement you deserve

Retirement should be a time to freely pursue all those dreams you’ve put on hold, but it needs an income to match. This plan offers a steady stream of cash for your retirement and we can arrange income flexibility based on your needs.

annuity

retirement income

tax benefits

available-to-buy

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Steady income when you retire

This plan offers guaranteed monthly annuity payments and non-guaranteed annuity payments. Start receiving income from the plan from as early as age 51. You also have the option to cash-in at age 66 or once all premiums have been paid.

Tax deduction

Enjoy a tax deduction of up to HK$60,000 per tax assessment year.

You set the terms for retirement living

We offer flexible options for premium payment terms as well as the annuity start age and annuity period (10 or 20 years).

Helpful notes

RetireFun Deferred Annuity Plan is a Qualified Deferred Annuity Policy ("QDAP") certified by the Insurance Authority. Further information on tax concessions applicable to QDAP may be found in Inland Revenue Department of Hong Kong’s website at https://www.ird.gov.hk/eng/. FWD does not provide tax advice. In case of any doubt, you should consult professionals for independent tax advice.
Age refers to the age of the insured on their next birthday.

The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.

This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.