Achieve more and compromise less in life by growing your wealth continually
No matter how many long-term goals you have, you shouldn’t have to compromise. That’s why we designed this plan to continually deliver wealth growth to afford multiple goals, supported by protection and flexibility along the way.
With a relatively high allocation in equity-type investments, you can capture higher potential returns in the long term while having guaranteed returns. You may also withdraw the accumulated annual dividends and interests (if any); or the guaranteed cash value and special bonus (if any) through partial surrender when you are in need.
Different premium payment options for greater financial flexibility
You can choose to pay your premium with a single payment or over a premium payment term of 5 years, 10 years or 18 years to suit your needs.
Flexibility for challenging times
Circumstances in your life can change suddenly. You can apply to suspend the premium payments for up to 5 years if you’re financially unable to pay the premiums or if you’re diagnosed with a covered illness.
Additional coverage for your loved ones
Our waiver of premium on death benefit rider gives your loved ones an added safety net and reassurance. If the parent of an insured child or the spouse of an insured adult loses his/her life, we’ll waive future premium payments to help ease the financial burden.
Age refers to the age of the insured on their next birthday.
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.
This website is operated by FWD Financial Limited, a licensed insurance agent of FWD Life Insurance Company (Bermuda) Limited and FWD General Insurance Company Limited. FWD Financial Limited is licensed by the Insurance Authority of Hong Kong to carry on General and Long-Term Business (including Linked Long-Term Business) in Hong Kong.