Support your medium-term goals with guaranteed returns
Imagine your life in the not-so-distant future. Your kid is studying abroad, you and your spouse just moved into a bigger home, and the savings for that post-retirement adventure overseas is growing steadily.
We’ve designed this plan to support your medium-term goals by offering a choice of benefit terms – 8 or 12 years – with a guaranteed maturity return of up to 4.5% per annum.
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Convenience of one-time payment for simple planning
Only having to pay the premium once, this plan offers you an 8- or 12-year benefit term with a guaranteed maturity returns of 4.0% p.a. and 4.5% p.a. respectively.
A lump sum death benefit will be paid to the beneficiary if the insured passes away. The death benefit is equivalent to the higher of 105% of the single premium paid or guaranteed cash value as at the date of the insured’s death.
Unlimited number of times to change the insured
After the end of the 1st policy year (given the insured is alive), you may change the insured of the policy for unlimited times until the policy matures. After the change of insured, the benefit term remains unchanged.
Age refers to the age of the insured on their next birthday.
The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.