Healthy Plus Refundable Hospital Income Plan

Need financial support when unexpected hospitalization caused by sickness or injury occurs? Healthy Plus Refundable Hospital Income Plan provides you with various daily hospital cash benefits when the Policy is in force and the Insured is alive, regardless of the actual hospital expenses, for 20-year benefit term with 10-year premium payment term only. Further, the Plan offers 108% of Total Premiums Paid at maturity notwithstanding any claims made during the benefit term.

Total premium refund

Get 108% of the Total Premiums Paid¹ at the end of your benefit term, regardless of whether you have made any claims or not.

Daily Hospital Cash Benefit

Choose from ten plan levels (daily hospital cash^2,3 of up to HK$2,000) to help reduce your financial burden.

Application is simple

Application is simple and medical checkup is generally not required.

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The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.

HKSH cancer and rehabilitation planning consultation service

FWD partners with HKSH Medical Group to make available a pioneering cancer and rehabilitation planning consultation service to FWD customers of designated insurance plans in the event of a cancer diagnosis.

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