Need financial support when unexpected hospitalization caused by sickness or injury occurs? Healthy Plus Refundable Hospital Income Plan provides you with various daily hospital cash benefits when the Policy is in force and the Insured is alive, regardless of the actual hospital expenses, for 20-year benefit term with 10-year premium payment term only. Further, the Plan offers 108% of Total Premiums Paid at maturity notwithstanding any claims made during the benefit term.