Receive a cash benefit from HK$300 to HK$1,200 per day (depending on your selected plan) when hospitalised for more than 6 consecutive hours. You have the flexibility to use the money to suit your needs, such as paying for your medical or non-medical expenses or protecting against any loss of income.

Offering four benefit levels for you to choose from to cater to your needs, you can get additional coverage at an affordable premium from as low as HKD12 per day, and receive a Daily Hospital Cash benefit in the case of unexpected hospitalization.

You will enjoy a refund of 102% of the actual total premium paid at maturity (i.e. end of the 15th policy year) regardless of any claims made during the protection period. Even if you surrender the policy before maturity, starting from the 6th policy year, you can get back a percentage of actual premium paid.