This plan is a participating insurance plan that provides guaranteed cash value, annual dividend (if any)2 and special bonus (if any)3, enabling you to accumulate wealth for future. You can withdraw4 the annual dividend (if any)2 whenever you need or retain it in the policy to accumulate interest5. You may also exercise the value conversion option6 to partially convert part of your guaranteed cash value and special bonus (if any)3 to annual dividend2 and retain it to accumulate interest5 for wealth preservation.
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