Life Promise Insurance Plan

Life protection for your loved ones

Life Promise Insurance Plan provides you with life protection to age 100¹ and helps you to prepare financial security for your loved ones. The plan provides guaranteed cash value, annual dividend (if any)² and special bonus (if any)³ that will help build up your wealth steadily and help you seize every important moment of your life.

Life protection plan with savings elements, providing financial security for loved ones

This plan is a whole life protection plan with saving elements and provides life coverage up to age of 100¹ safeguarding the future of your loved ones through uncertainties.

Accumulate wealth for lifetime success

This plan is a participating insurance plan that provides guaranteed cash value, annual dividend (if any)² and special bonus (if any)³, enabling you to accumulate wealth for future. You can withdraw⁴ the annual dividend (if any)² whenever you need or retain it in the policy to accumulate interest⁵. You may also exercise the value conversion option⁶ to partially convert part of your guaranteed cash value and special bonus (if any)³ to annual dividend² and retain it to accumulate interest⁵ for wealth preservation.

Level premium throughout the premium payment term for easier financial planning

Premium payments stay level and unchanged throughout the premium payment term to meet your financial plan. Alternatively, you can pay your premium one-off in advance by using the premium deposit account⁷.

Helpful notes

Age refers to the age of the insured on their next birthday.

The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.

Life Promise Insurance Plan is an eligible life insurance plan under Policy Reverse Mortgage Programme, providing you with a new financial planning option to secure a stream of steady cash flow for a carefree retirement. For further information, please refer to The Hong Kong Mortgage Corporation Limited and Policy Reverse Mortgage Programme website.

Important notes

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