ORSO: Fund Fact Sheets of the Underlying Funds

FWD Capital Guarantee Plan

Aberdeen Standard SICAV I - Asia Pacific Equity Fund

Templeton Global Fund

Templeton Global Balanced Fund

Templeton Global Bond Fund

Baring Hong Kong China Fund

Fidelity Funds - American Growth Fund

Fidelity Funds - European Growth Fund

Invesco Asia Opportunities Equity Fund

Important notes:

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