Home Decoration Insurance

A safer home makeover

Home renovations can be exciting. But damages, bad workmanship and third-party injuries can rack up overheads and liabilities. This plan covers materials protection, and protect your third party’s liabilities during renovation, it also covers up to three months’ maintenance period after completion of the contract work.

household/pets

accidental damage

third party

available-to-buy

FWD agents

Damage control

Accidents are common during a renovation. We reduce your overheads from spilled paint, broken household items or any and broken windows due to knocking down the wrong wall.

Reduce your liability

Whether you have an over-zealous contractor or a slightly clumsy one, we cover both third-party injuries and property damages.

Beyond your contract

We cover you for up to three months’ maintenance period after any contract work ends just in case your renovation doesn’t quite go to plan.

Helpful notes

This online product information is for your reference only. Please download the brochure to learn about your full benefits and key product risks. Please refer to the plan’s policy provisions for the exact terms and conditions and the full list of exclusions, you may also call our Service Hotline at +852 3123 3123 for complete explanation.

This product is underwritten by FWD General Insurance Company Limited ("FWD GI"). FWD Financial Limited is an appointed and licensed insurance agency of FWD GI.

Frequently asked questions

Can I apply for a claim while I am overseas?

Yes. The quickest and easiest way is to download our app, FWD Moments. Find out more here. You can also send in a claim by post. For advice and support, please call our Service Hotline on +852 3123 3123.

How do I file a claim?

This depends on the type of cover you have. The fastest and easiest way to make a claim is through FWD Moments, our fast and easy app. Through FWD Moments, you can file a claim and for some plans, get paid instantly. Find out more here.

What should I do if I’ve forgotten my FWD Moments log-in or password?

Please fill in the information for "Forgot Login ID / password" on the FWD Moments app home page to reset Login ID / password.

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