Crisis XDefender Signature / Crisis XDefender Signature Plus
We made your critical illness safety net wider
No one can ever predict a critical illness, but this plan goes beyond covering 65 special diseases, 62 crises with additional protection for cancer and benign tumours, for Alzheimer’s support, a unique rehabilitation program (Lifestyle Management Program) and known and unknown disease protection — all a first in Hong Kong.
Our additional 50% of initial sum insured payment for longer ICU stays (Life Impact Benefit), Alzheimer’s support, unique rehabilitation program (Lifestyle Management Program) and known and unknown disease protection make a difference.
Up to 710% of initial sum insured protection
While we cover 65 special diseases, including congenital diseases, 62 crises and benign tumour removal, we pay up to 690% more for cancer, heart attacks or stroke to help you recover, with an additional 20% for extra cancer support.
Wider Safety net
Increase your maximum protection by over 900% of Initial Sum Insured with optional riders for your family.
First-in-Hong Kong benefit: Per a comparison made on 31 Dec 2020 among the critical illness insurance plans of key insurers available in Hong Kong, Critical Medical Care Benefit, Extended Critical Medical Care Benefit, Lifestyle Management Program and Life Impact Benefit are first in Hong Kong.
Up to 710% protection: It includes the Multiple Benefit for Designated Crises and Cancer Booster Benefit.
Maximise protection by over 900% of initial sum insured with optional riders: It includes the Crisis Benefit, Benign Tumour Extra Benefit, Multiple Benefit for Designated Crises, Cancer Booster Benefit, Extended Critical Medical Care Benefit (only applicable under Crisis XDefender Signature Plus), Additional Coverage Benefit (Additional 75% of the Initial Sum Insured for the insured whose insured age is 35 or below at next birthday), Life Impact Benefit (only applicable under Crisis XDefender Signature Plus) and Rehabilitation Benefit.
Age refers to the age of the insured on their next birthday.
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the Plan.
This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.
Professional health assistance at your service
Our PREMIER THE ONEcierge One Team Health Management gives you a single contact point to top-tiered network hospitals in Pan-Asia Region.
Pioneering service for cancer rehabilitation
Our cancer and rehabilitation planning consultation service, available through our partnership with HKSH Medical Group, maximizes your chance for recovery.