Crisis XDefender Light | Critical Illness Insurance

Crisis XDefender Light

Gear on your adventure

Get geared to unlock your courage against all odds. FWD’s Crisis XDefender Light brings to you an all-round defence at an affordable premium, helping you break through unexpected obstacles fearlessly!

Additional Coverage Benefit

Additional Coverage Benefit of up to 55% Initial Sum Insured in early policy years²

Special Benefit

Special Benefit for Infant for Insured’s new-born infant of 20% of the Initial Sum Insured⁴

Benign Tumour Extra Benefit

Up to 15% of Initial Sum Insured for benign tumour excision³

See all

Helpful notes

The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.

HKSH cancer and rehabilitation planning consultation service

FWD partners with HKSH Medical Group to make available a pioneering cancer and rehabilitation planning consultation service to FWD customers of designated insurance plans in the event of a cancer diagnosis.

Want more protection against critical illnesses?

With a slightly more premium, you can multiply benefits with Crisis XDefender Signature/ Crisis XDefender Signature Plus and focus more on recovery.

Useful information

Historical dividend / bonus information

Dividend / Bonus Declaration Philosophy

Get personalised advice

Can’t decide what’s best for you?

Call 3123 3123

We’re here to help daily, 9am-11pm.

Start a live chat now

We’re available 24/7.

Leave a message

Send us your enquiries, or any feedback. We’ll get back to you shortly.