Crisis XDefender Light | Critical Illness Insurance

Crisis XDefender Light

Gear on your adventure

Get geared to unlock your courage against all odds. FWD’s Crisis XDefender Light brings to you an all-round defence at an affordable premium, helping you break through unexpected obstacles fearlessly!

budget-friendly

covers infants

available-to-buy

FWD agents

Comprehensive critical illness coverage

We cover 61 crises, 22 special diseases, including 8 that affect juveniles, and extra protection for benign tumours.

Your health comes first

We focus on care with free medical check-ups, family care services, and access to a Pan-Asian medical network and a second medical opinion from the medical institutions in the U.S.

Next generation protection

Gift your newborn child the best protection from day 15 with 20% of the initial sum insured.

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Helpful notes

The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.

Pioneering service for cancer rehabilitation

Our cancer and rehabilitation planning consultation service, available through our partnership with HKSH Medical Group, maximizes your chance for recovery.

Want more protection against critical illnesses?

With a slightly more premium, you can multiply benefits with Crisis XDefender Signature/ Crisis XDefender Signature Plus and focus more on recovery.

Useful information

Historical dividend / bonus information

Dividend / bonus declaration philosophy

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