Gear on your adventure
Get geared to unlock your courage against all odds. FWD’s Crisis XDefender Light brings to you an all-round defence at an affordable premium, helping you break through unexpected obstacles fearlessly!
Available to buy via:
- FWD agents
Comprehensive critical illness coverage
We cover 61 crises, 22 special diseases, including 8 that affect juveniles, and extra protection for benign tumours.
Your health comes first
We focus on care with free medical check-ups, family care services, and access to a Pan-Asian medical network and a second medical opinion from the medical institutions in the U.S.
Next generation protection
Gift your newborn child the best protection from day 15 with 20% of the initial sum insured.
See More
Helpful notes
The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.
Want more protection against critical illnesses?
With a slightly more premium, you can multiply benefits with Crisis XDefender Signature/ Crisis XDefender Signature Plus and focus more on recovery.
Gender | Male | Female |
Gender | Male | Female |
Age (next birthday) | 35 years old | 35 years old |
Residency | Hong Kong Resident | Hong Kong Resident |
Smoking habit | Non-smoker | Non-smoker |
Initial Sum Insured | HK$600,000 | HK$600,000 |
Crisis XDefender Light | HK$1,220/month | HK$1,191/month |
Crisis XDefender (Signature) | HK$1,900/month | HK$1,851/month |
Crisis XDefender (Signature Plus) | HK$1,995/month | HK$1,943/month |
The above premiums are calculated based on standard rates, subject to rounding adjustment and are for reference only. The actual premium will be determined by FWD upon policy approval.
Useful information
Get personalised advice
Can’t decide what’s best for you?
Start a live chat now
We’re available 24/7.
Copyright 2023 FWD Life Insurance Company (Bermuda) Limited
(Incorporated in Bermuda with limited liability). All rights reserved.
(Incorporated in Bermuda with limited liability). All rights reserved.