MotorSmart Plus

We care about You

This is one of our most comprehensive auto insurance plans – with generous third-party cover, daily cash if you need to be treated in hospital, and easy online quotes.

*This plan is for individual customers and can’t be bought as part of a group or business insurance plan.

*Enjoy limited-time offer for online applications.

personal accident

hospital cash

available-to-buy

FWD online

Get an online quote

Give us a few basic details and we’ll work up a basic quote. We can then customise the finer details so you can buy online with immediate cover. No hassle, no paperwork.

Comprehensive cover

We cover your liability for any damage including accidental damage to the property of third parties - up to HK$3,000,000. Conditions apply.

Cash if you're hospitalised

We cover in-patient treatment should you be taken to hospital as the result of a road accident – paying HK$200 cash per day (up to HK$2,000).

Keep your no-claims – even if you claim

As long as your total claims are under HK$60,000 or 15% of the estimated car value (whichever is lower), you can keep your no-claims discount - no matter how many claims you make.

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Helpful notes

The product information in this website is for reference only and does not contain the full terms and conditions, key product risks and full list of exclusions of the policy. For the details of benefits and key product risks, please refer to the product brochure; and for exact terms and conditions and the full list of exclusions, please refer to the policy provisions of the plan.

This product is underwritten by bolttech. FWD Financial Limited is an appointed and licensed insurance agency of bolttech.

Useful information

Make a claim for this product

FAQs

Can I apply for a claim while I am overseas?

Yes. The quickest and easiest way is to download our app, FWD Moments. Find out more here. You can also send in a claim by post. For advice and support, please call our Service Hotline on +852 3123 3123.

How do I file a claim?

This depends on the type of cover you have. The fastest and easiest way to make a claim is through FWD Moments, our fast and easy app. Through FWD Moments, you can file a claim and for some plans, get paid instantly. Find out more here.

What should I do if I’ve forgotten my FWD Moments log-in or password?

Please fill in the information for "Forgot Login ID / password" on the FWD Moments app home page to reset Login ID / password.

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