If the insured person becomes disabled or passes away within one year following an accident, compensation of a percentage of the sum insured or the total sum insured will be paid out.
Customise your plan with these add-ons, including weekly payments for temporary total disablement (up to 104 weeks), up to 12 months of medical expenses following an accident, and Chinese Bonesetter or Acupuncturist treatment support
Something extra for free
If the insured person is injured on public transport or caught in a public building fire, the benefit entitlement will be doubled to a maximum of HK$1 million.
The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.
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Frequently asked question
Can I apply for a claim while I am overseas?
Yes. The quickest and easiest way is to download our app, FWD Moments. Find out more here. You can also send in a claim by post. For advice and support, please call our Service Hotline on +852 3123 3123.
How do I file a claim?
This depends on the type of cover you have. The fastest and easiest way to make a claim is through FWD Moments, our fast and easy app. Through FWD Moments, you can file a claim and for some plans, get paid instantly. Find out more here.
What should I do if I’ve forgotten my FWD Moments log-in or password?
No problem. Please complete this short form to get a new Login ID.