Glorious Fortune - Longevity

Your children can accomplish more because of you

We know that people like you aren’t just building wealth for today, but for generations ahead. Your wealth can build a strong foundation for your loved ones to achieve even greater heights. With effective wealth management planning, no unexpected events will be able to affect the foundation you’ve put in place.

saving elements

legacy

Available to buy via:

FWD agents
Insurance brokers

Life protection

Before the 20^th policy anniversary, we’ll provide guaranteed death benefit, which is the higher of (i) total premiums paid or (ii) 100% of the sum insured. From the 20^th policy anniversary and onward, the percentage of the sum insured as mentioned will then gradually decrease from 95% to 50%.

An opportunity for wealth accumulation

With potential appreciation from non-guaranteed annual dividends and special bonus, you may pass on more wealth to your family and offer them greater financial freedom.

Enhanced flexibility to meet future needs

If you expect the additional need of life insurance protection in the future, you can apply for the pre-underwriting option and undergo medical underwriting in advance based on the total sum insured determined by you. This gives you plenty of flexibility on your future planning should circumstances change.

Glorious Fortune - Longevity is an eligible life insurance plan under Policy Reverse Mortgage Programme (“PRMP”), providing you with a new financial planning option to secure a stream of steady cash flow for a carefree retirement. For further information, please refer to The Hong Kong Mortgage Corporation Limited website: www.hkmc.com.hk.

Important notes

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Helpful notes

Age refers to the age of the insured on their next birthday.

The product information here is for reference only and doesn’t contain the full terms and conditions, key product risks and exclusions. For more details and key product risks, please refer to the product brochure. For the exact terms and conditions and a full list of exclusions, please refer to the policy provisions of the plan.

This product is underwritten by FWD Life Insurance Company (Bermuda) Limited ("FWD Life/ FWD"). FWD Financial Limited is an appointed and licensed insurance agency of FWD Life.