As your most important asset, your employees need to know they’re being taken care of. With our suite of employee insurance products, they’ll feel valued and respected – and that’s good for workplace morale, employee retention, and ultimately your bottom line.

Employees’ Compensation Insurance

Your staff go the extra mile to keep your business hopping – protect them with our Employees’ Compensation Insurance. It shows your care and ensures you are compliant with the Employees’ Compensation Ordinance of Hong Kong. We compensate accidental injury (fatal or not) to your workers while providing you with protection against legal liability, plus optional cover for overseas business trips. Get more ‘bang for your buck’ by combining it with other policies like Office Insurance or Business Pack Insurance.

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MPF & ORSO

Making sure your employees feel appreciated and cared for brings loyalty and a willingness to go the extra mile at work. The Mandatory Provident Fund (MPF) provides retirement benefits for your employees.

As an employer, you also have the flexibility to join the Occupational Retirement Schemes Ordinance (ORSO), an MPF exempted scheme that allows you to draw up your own rules and provisions to best suit your employees’ needs.

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CARING Employee Medical Insurance Plan

Show you care when you provide your employees with our flexible CARING Employee Medical Insurance Plan. The plan provides coverage for hospitalisation, while add-ons like outpatient and dental coverage give your staff that extra comfort. You can set up a plan with as few as four employees, and customise it with different levels of these benefits for different categories of employees.

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Group Life Insurance

Taking care of your employees’ protection is easy with our Group Life Insurance coverage. The plan takes into account both your budget and your workers’ needs. It also allows you to customise the plan down to each category of employees with optional add-ons for accidental death and dismemberment, total and permanent disablement, critical illness, and group long term disability.

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Group Long Term Disability Insurance

Get the best in business protection for your employees with our Group Long Term Disability Insurance. Your loyal staff are on task to increase business productivity, so show them you care with disability income protection. Here at FWD, we understand that businesses come in all shapes and sizes, so we have plans starting for as few as four employees covering them until the official retirement age of 65. Show your support with flexible options.

To find out more, call us at 3123 3123.

Group Personal Accident Insurance

The power to design a customised plan is in your hands with a wide range of options from our Group Personal Accident Insurance. Basic coverage includes accidental death, while options for disability and medical expenses make different combinations possible. Whether it’s a one-time event or longer term, for employees only or for all participants and customers, during the eight-hour workday or inclusive of outside hours, local or abroad – you get to choose.

To find out more, call us at 3123 3123.

AccidentCare Employee Plus Insurance

Take advantage of comprehensive care for your team with our AccidentCare Employee Plus Insurance. Your employees can choose from five different plans with premium as low as HK$330 in this self-purchased personal accident policy. Staff aged 18 to 70 not only enjoy the security of coverage in case of accidental death or disablement, medical and acupuncturist expenses are covered too. Options for Family Plan are also available to cover their children up to age 17 and spouses working in a range of roles. The policy automatically renews on an annual basis.

To find out more, call us at 3123 3123.

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Benefit from our range of business packages which can be tailored to match your needs and budget.

Our plan comes with five essential business insurance sections to best suit your business needs.

Comprehensive cover for offices in factories, industrial buildings and retail shops at an affordable price.