Keep things running smoothly in the office so your company can focus on striving for success. Our Office Insurance comes with five essential business insurance sections to best suit your business needs. It covers all contents in the office, business interruption, loss of money, public liability and employees’ compensation.

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Stay focused on your business growth with Office Insurance, where coverage includes five sections specifically tailored for your office. Our basic plan covers office contents along with increased cost of working due to business interruption, loss of money, and legal liability of damage or injury to others and their property. Choose the optional loss of income and employees’ compensation coverage to give you an all-round protection.

So…what does it do?

  • All the bits and pieces - Cover applies to all contents in the office, from the landlord’s fittings to your employees’ personal effects. Even better, we replace new for old in the event of accidental loss of or damage to your office contents.

  • Cover others - Our plan covers you against public liability for compensation and legal cost for accidental injury or damage to property of the third party (excluding your employees), up to HK$10 million.

  • Keep the wheels turning - The plan pays up to HK$500,000 to help you get back to business for office damages covered by the policy.

  • Workers’ comp - You can choose an optional cover against your legal liability for compensation and legal costs of accidental injury suffered by your employees at work and during overseas business trips.

  • Loss of income add-on - With this optional cover, loss of income following insured damage to office contents will also be covered.

But wait, there's more

Money coverage – Don’t worry about losing any money with coverage of cash and cheques up to HK$25,000 in transit within Hong Kong, bank night-safes or your office.

Safety security – In case of theft or assault, we have your back with coverage for your workers as well.

The features above are indicative only. Please refer to the Product Brochure for details.
For a complete explanation of the terms and conditions, please call our Service Hotline at +852 3123 3123.

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